David Ramirez
$755,000$765,0004 bd3.5 ba1,919 sqft$393 /sqft$5,310 /mo all-in ↓

12745 SW 62nd Ter, Miami FL 33183, MIAMI, FL, 33183

Active73 days on marketListed May 29, 2026MLS #A12027672

Reduced $10KSingle Family ResidenceSUNSET HARBOUR SEC 2

About this home

12745 SW 62nd Ter, Miami FL 33183

Reduced for quick sale, Beautiful 4-bedroom, 2-bath pool home offering 1,919 SF of living space in a desirable Kendall location. This well-maintained residence features soaring ceilings, abundant natural light, and a spacious floor plan designed for comfortable living and entertaining. Enjoy your own private backyard oasis, complete with a sparkling pool and the added privacy of having no rear neighbors. Low HOA of only $95/month. Conveniently located near top-rated schools, shopping, dining, parks, and major roadways. A rare opportunity to own a private retreat in the heart of Miami. Easy to show and move-in ready. Don't miss out on this exceptional property! ?????? Garage has been coverted into an in-law suite. No association application or approval required. Easy-going management

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

1,919

Sqft

1982

Year built

$393

Per sqft

Pool view

Inside

FlooringCeramic Floor
AppliancesDishwasher · Dryer · Electric Water Heater · Electric Range · Refrigerator · Washer
InteriorFirst Floor Entry · Garage Converted · Separate Guest/In-Law Quarters
CoolingCentral Air
HeatingCentral

Outside & construction

RoofBarrel Roof
ConstructionConcrete Block Construction
ViewPool
FacesSouth
ParkingCircular Driveway

Community & fees

HOA fee$95/mo
Taxes (2025)$8,381/yr
CommunityClubhouse

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,310 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,074
PMI (est., until 20% equity)$283
Property tax — 2025 actual bill$698
HOA fee — from the listing$95
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $75,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $75,500
Interest rate6.00%
Loan term

Estimated payment

$5,310/mo

Principal & interest$4,074
PMI (est., until 20% equity)$283
Property taxes (actual bill)$698
HOA / condo fee$95
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $755K
$632KedgeAI estimate $744,465 · range $658K$888K$924K

vs edgeAI estimate

+1.4%

$/sqft vs Miami actives

$393 vs $513

Days on market

73 vs 66 typical

Where $393/sqft sits among the 400 Miami actives

158 · this home
105
54
29
19
35
$185–417$417–649$649–882$882–1114$1114–1346$1346+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sunset Harbour

Map of 12745 SW 62nd Ter, Miami FL 33183 inside its neighborhood boundary

Get to know Miami. See the full Miami guide →

Sunset Harbour — neighborhood snapshot

Population

2,279

Median age

46

Median income

$101,943

Median home value

$364,147

Avg household

3

Households w/ children

188

For the school run

Dade County School District

MiddleHoward D. McMillan Middle School★★★★★
HighMiami Sunset Senior High School★★★★★
ElementaryRoyal Green Elementary School★★★★★
Instructional Center System Wide
Title I Migrant Education Program
District Instructional Center (Dic)

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami market

Seller’s marketLeans buyer18.3 months of inventoryBuyer’s market

$508K$590K

Miami median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

35 of 400

Miami actives have cut their price

Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 228% above the MIAMI 33183 median. See the full Miami market guide →

Paper trail

This home's history

CurrentPrice reduced to $755,000 $10K
May 29, 2026Listed at $765,000 · 73 days on market since
1982Built · SUNSET HARBOUR SEC 2

Reality check

What actually sold near 12745 SW 62nd Ter

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12745 SW 64th Ter, Miami FL 33183Sold · Jan ’26

$725,000

12745 SW 64th Ter, Miami FL 33183 · same community

4 bd · 3 ba · 1,819 sqft · $399/sqft · 26 DOM

12728 SW 64th Ter, Miami FL 33183Sold · Jan ’26

$750,000

12728 SW 64th Ter, Miami FL 33183 · same community

4 bd · 3 ba · 1,819 sqft · $412/sqft · 4 DOM

13940 SW 74th St, Miami FL 33183Sold · Sep ’25

$1,060,000

13940 SW 74th St, Miami FL 33183

4 bd · 2.5 ba · 1,881 sqft · $564/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12745 SW 62nd Ter — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12745 SW 62nd Ter — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

12745 SW 62nd Ter FAQs

What would the monthly payment be for 12745 SW 62nd Ter, Miami FL 33183?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,310/mo — principal and interest, the actual property-tax bill, the $95/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12745 SW 62nd Ter, Miami FL 33183?+

The association fee works out to $95 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12745 SW 62nd Ter, Miami FL 33183?+

The most recent tax bill on record (2025) was $8,381. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Miami?+

At $755,000, this home is listed about 24% above the Miami median of $610,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12745 SW 62nd Ter, Miami FL 33183?+

Howard D. McMillan Middle School (middle), Miami Sunset Senior High School (high), Royal Green Elementary School (elementary), Instructional Center System Wide (), Title I Migrant Education Program (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$755,000 runs 228% above the MIAMI 33183 median — but at 1,919 sqft it's also 59% larger than the typical Miami listing.

02Pool views

The pool view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $765,000, now $755,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of D'Realty, Inc. · Daimara Olano. MLS #A12027672.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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