39 Montilla Ave, Coral Gables FL 33134, CORAL GABLES, FL, 33134
Active80 days on marketListed May 29, 2026MLS #A12027593
About this home
39 Montilla Ave, Coral Gables FL 33134
Welcome to this dreamy Spanish bungalow in the heart of Coral Gables, ideally located just off Ponce de Leon and within walking distance of the very best the Gables has to offer. Meticulously restored and thoughtfully upgraded by its current owners, this charming residence perfectly blends timeless character with modern convenience. The home features 2 bedrooms plus a versatile third room currently used as a home office, along with 2 beautifully appointed full bathrooms. Every detail has been carefully considered to create an effortless living experience, from the functional layout to the stylish finishes throughout. Hardwood floors throughout entire floorplan are original to the property and have been beautifully restored. Step outside to enjoy a private outdoor oasis complete with patio, outdoor kitchen, and additional storage room—perfect for entertaining or relaxing year-round. The spacious backyard is free of large trees but surrounded by a privacy hedge, offering endless potential for a future pool and possible expansion of the property. NOT ON SEPTIC TANK, side yard has room for boat storage. Situated on a quiet, historic Gables street with ample off-street parking for residents and guests, this home is truly a rare find. A property that must be seen in person to fully appreciate its charm, warmth, and exceptional attention to detail. Please review broker remarks.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,038
Sqft
1944
Year built
$1,012
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,692 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,692/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+67.6%
$/sqft vs Coral Gables actives
$1,012 vs $1,006
Days on market
80 vs 67 typical
Where $1,012/sqft sits among the 279 Coral Gables actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Ponce De Leon
Get to know Coral Gables. See the full Coral Gables guide →
North Ponce De Leon — neighborhood snapshot
Population
5,576
Median age
44
Median income
$73,703
Median home value
$481,576
Avg household
2
Households w/ children
481
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Coral Gables market
$1.6M → $1.3M
Coral Gables median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
25 of 279
Coral Gables actives have cut their price
This home is listed 7892% above the CORAL GABLES 33134 median. See the full Coral Gables market guide →
Paper trail
This home's history
Reality check
What actually sold near 39 Montilla Ave
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$670,000
3155 SW 23rd Ter, Miami FL 33145
2 bd · 1 ba · 1,051 sqft · $637/sqft · 18 DOM
Sold · Sep ’25$592,000
400 Valencia Ave # 2, Coral Gables FL 33134
2 bd · 2.5 ba · 1,074 sqft · $551/sqft · 112 DOM
Sold · Feb ’26$540,000
357 Almeria Ave # 804, Coral Gables FL 33134
2 bd · 2 ba · 997 sqft · $542/sqft · 343 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 39 Montilla Ave — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 39 Montilla Ave — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
39 Montilla Ave FAQs
What would the monthly payment be for 39 Montilla Ave, Coral Gables FL 33134?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,692/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 39 Montilla Ave, Coral Gables FL 33134?+
The most recent tax bill on record (2025) was $5,670. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Coral Gables?+
At $1,050,000, this home is listed about 53% below the Coral Gables median of $2,250,000. The market section on this page shows how the area is trending.
Which schools are assigned to 39 Montilla Ave, Coral Gables FL 33134?+
Coral Gables Preparatory Academy (elementary), Coral Gables Senior High School (high), Ponce De Leon Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,050,000 runs 7892% above the CORAL GABLES 33134 median.
02Other views
The other view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Coral Gables Preparatory Academy, Coral Gables Senior High School, Ponce De Leon Middle School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Coral Gables Preparatory Academy rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Florida Capital Realty · Eneida Cuesta. MLS #A12027593.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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