David Ramirez
$720,0004 bd3.5 ba1,826 sqft$394 /sqft$4,791 /mo all-in ↓

2041 NW 190th Ter, Miami Gardens FL 33056, MIAMI GARDENS, FL, 33056

Active82 days on marketListed May 29, 2026MLS #A12027436

Single Family ResidenceWINDWARD ESTATES SEC 1

About this home

2041 NW 190th Ter, Miami Gardens FL 33056

Discover this beautifully remodeled Miami Gardens residence featuring 4 bedrooms and 4 bathrooms, offering a perfect blend of quality, design, and comfort. Although not classified as New Construction, the home has undergone a complete, full-scale renovation, entirely done with permits, providing peace of mind and long-term value. Major upgrades include new plumbing with permit, new electrical system with permit, new permitted roofing, and a new air-conditioning system installed with permit. Every improvement was completed according to current county standards, ensuring safety, efficiency, and durability. Inside, the home showcases a modern open-concept layout with stylish finishes and bright, spacious living areas. The fully renovated kitchen features contemporary cabinetry, quality countertops, and updated appliances. All four bedrooms offer comfort and privacy, while the four bathrooms display sophisticated design and carefully selected materials. The exterior provides a generous backyard with excellent potential for outdoor living, entertainment, or future enhancements. Located in a well-established residential neighborhood close to schools, shopping, and major highways, this property stands out as a unique opportunity: a thoroughly renovated home with every upgrade fully permitted and ready to move in from day one.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

1,826

Sqft

1959

Year built

$394

Per sqft

None view

Inside

FlooringCeramic Floor
AppliancesDishwasher · Dryer · Electric Water Heater · Free-Standing Freezer · Microwave · Refrigerator · Washer
InteriorFirst Floor Entry · Cooking Island · Walk-In Closet(s) · Attic
CoolingOther
HeatingElectric

Outside & construction

RoofShingle
ConstructionBrick · Stucco
ViewNone
FacesSouth
ParkingDriveway
ExteriorLighting

Community & fees

Taxes (2025)$5,705/yr
CommunityNone

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,791 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,885
PMI (est., until 20% equity)$270
Property tax — 2025 actual bill$475
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $72,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $72,000
Interest rate6.00%
Loan term

Estimated payment

$4,791/mo

Principal & interest$3,885
PMI (est., until 20% equity)$270
Property taxes (actual bill)$475
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Miami Gardens actives

$394 vs $352

Days on market

82 vs 36 typical

Where $394/sqft sits among the 261 Miami Gardens actives

39
27
58
55 · this home
45
37
$159–221$221–283$283–346$346–408$408–470$470+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Crestview

Map of 2041 NW 190th Ter, Miami Gardens FL 33056 inside its neighborhood boundary

Get to know Miami Gardens. See the full Miami Gardens guide →

Crestview — neighborhood snapshot

Population

4,378

Median age

40

Median income

$74,061

Median home value

$345,862

Avg household

3

Households w/ children

388

For the school run

Dade County School District

ElementaryCrestview Elementary School★★★★
MiddleNorland Middle School★★★★★
HighMiami Norland Senior High School★★★★★
District Instructional Center (Dic)
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami Gardens market

Seller’s marketLeans buyer9.1 months of inventoryBuyer’s market

$524K$500K

Miami Gardens median sold, yr/yr

99.0%

Sale-to-list ratio (12 mo)

18 of 261

Miami Gardens actives have cut their price

Median sold price, Miami Gardens, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 89% above the MIAMI GARDENS 33056 median. See the full Miami Gardens market guide →

Paper trail

This home's history

May 29, 2026Listed at $720,000 · 82 days on market since
1959Built · WINDWARD ESTATES SEC 1

Reality check

What actually sold near 2041 NW 190th Ter

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

18740 NW 19th Ave, Miami Gardens FL 33056Sold · Jan ’26

$589,000

18740 NW 19th Ave, Miami Gardens FL 33056 · same community

4 bd · 2 ba · 1,958 sqft · $301/sqft · 188 DOM

1970 NW 187th Ter, Miami Gardens FL 33056Sold · Feb ’26

$640,000

1970 NW 187th Ter, Miami Gardens FL 33056 · same community

5 bd · 3 ba · 2,039 sqft · $314/sqft · 1 DOM

1970 NW 187th Ter, Miami Gardens FL 33056Sold · Oct ’25

$390,000

1970 NW 187th Ter, Miami Gardens FL 33056 · same community

3 bd · 2 ba · 2,039 sqft · $191/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2041 NW 190th Ter — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2041 NW 190th Ter — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

2041 NW 190th Ter FAQs

What would the monthly payment be for 2041 NW 190th Ter, Miami Gardens FL 33056?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,791/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2041 NW 190th Ter, Miami Gardens FL 33056?+

The most recent tax bill on record (2025) was $5,705. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Miami Gardens?+

At $720,000, this home is listed about 37% above the Miami Gardens median of $523,999. The market section on this page shows how the area is trending.

Which schools are assigned to 2041 NW 190th Ter, Miami Gardens FL 33056?+

Crestview Elementary School (elementary), Norland Middle School (middle), Miami Norland Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$720,000 runs 89% above the MIAMI GARDENS 33056 median — but at 1,826 sqft it's also 34% larger than the typical Miami Gardens listing.

02None views

The none view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

82 days on market against a Miami Gardens median of 36 — sellers in this position are usually ready to negotiate.

Listing courtesy of Fortuna Properties Group Inc · Joaquin Acevedo. MLS #A12027436.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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