653 NE Atlas Avenue, Palm Bay FL 32905, PALM BAY, FL, 32905
Active70 days on marketListed May 27, 2026MLS #A12026308
About this home
653 NE Atlas Avenue, Palm Bay FL 32905
Fully renovated and move-in ready home in Palm Bay! This beautifully updated property features a modern kitchen with updated cabinetry and countertops, refreshed bathrooms, updated HVAC system, new interior finishes, and a spacious layout perfect for comfortable everyday living. Metal roof, ample parking, and no HOA. Conveniently located near shopping, dining, schools, parks, and major roadways. Ideal opportunity for first-time homebuyers or anyone looking for a turnkey property in a growing area. Easy to show. Please contact listing agent for additional information or private showings.
Facts & features
The home at a glance
4
Bedrooms
1.5
Bathrooms
1,547
Sqft
1978
Year built
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,063 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,063/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Bay actives
$191 vs $209
Days on market
70 vs 44 typical
Where $191/sqft sits among the 361 Palm Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32905 — neighborhood snapshot
Population
24,473
Median age
45.4
Median income
$56,671
Median home value
$206,200
Avg household
2.25
Households w/ children
2,227
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $363K
Palm Bay median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
93 of 361
Palm Bay actives have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the PALM BAY 32905 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 653 NE Atlas Avenue
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$180,000
Nearby listing · same community
2 bd · 2 ba · 1,160 sqft · $155/sqft · 27 DOM
Sold · Jun ’26$318,000
780 CHELSEA AVENUE NE
4 bd · 2 ba · 1,611 sqft · $197/sqft · 13 DOM
Sold · Apr ’26$85,000
1712 APACHE STREET NE
3 bd · 2 ba · 1,647 sqft · $52/sqft · 151 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 653 NE Atlas Avenue — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 653 NE Atlas Avenue — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
653 NE Atlas Avenue FAQs
What would the monthly payment be for 653 NE Atlas Avenue, Palm Bay FL 32905?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,063/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 653 NE Atlas Avenue, Palm Bay FL 32905?+
The most recent tax bill on record (2025) was $425. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Bay?+
At $295,000, this home is listed about 17% below the Palm Bay median of $354,900. The market section on this page shows how the area is trending.
Which schools are assigned to 653 NE Atlas Avenue, Palm Bay FL 32905?+
Palm Bay Magnet Senior High School (high), Stone Magnet Middle School (middle), Palm Bay Elementary School (elementary) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$295,000 runs 10% above the PALM BAY 32905 median.
02None views
The none view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $299,000, now $295,000 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Exclusively Yours Realty · Egor Federov. MLS #A12026308.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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