1231 Stillwater Dr, Miami Beach FL 33141, MIAMI BEACH, FL, 33141
Active79 days on marketListed May 27, 2026MLS #A12025900
About this home
1231 Stillwater Dr, Miami Beach FL 33141
Welcome to waterfront living at its finest on the exclusive gated island of Stillwater in Miami Beach. This fully remodeled single-family residence offers the rare combination of modern luxury, privacy, and breathtaking open bay views overlooking Indian Creek. Featuring 4 beds, 4 baths, and approximately 2,750 SF of refined interior living space, the home has been thoughtfully designed with premium finishes throughout, including Sub-Zero appliances, custom Italian doors and cabinetry, sleek porcelain flooring, and an expansive ipe wood deck that perfectly complements the resort-style waterfront setting. Designed for the ultimate Miami Beach lifestyle, the property offers 50 feet of waterfront frontage with a private dock accommodating up to a 40-foot boat, heated pool, outdoor shower, impact glass, and seamless indoor-outdoor living spaces ideal for entertaining or enjoying peaceful sunsets over the bay. Stillwater is one of Miami Beach’s most desirable hidden enclaves — a private island community known for its security, tranquility, and prime location. Residents enjoy being just minutes from Bal Harbour Shops, world-class dining, luxury boutiques, beaches, top-rated schools, golf courses, and easy access to both South Beach and Downtown Miami. Long-term renters are especially drawn to the area for its exclusivity, walkability to the beach, boating lifestyle, and the rarity of true waterfront homes with unobstructed sunset views.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,664
Sqft
1950
Year built
$8
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$319 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$319/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Miami Beach actives
$8 vs $728
Days on market
79 vs 91 typical
Where $8/sqft sits among the 394 Miami Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Biscayne Point
Get to know Miami Beach. See the full Miami Beach guide →
Biscayne Point — neighborhood snapshot
Population
4,470
Median age
39
Median income
$100,673
Median home value
$759,450
Avg household
2
Households w/ children
588
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami Beach market
$285K → $525K
Miami Beach median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
19 of 394
Miami Beach actives have cut their price
Median sold price, Miami Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 86% below the MIAMI BEACH 33141 median. See the full Miami Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1231 Stillwater Dr
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$2,800,000
Nearby listing · same community
4 bd · 4 ba · 2,945 sqft · $951/sqft · 0 DOM
Sold · Jun ’26$7,500,000
1351 Stillwater Dr, Miami Beach FL 33141 · same community
5 bd · 5.5 ba · 3,587 sqft · $2,091/sqft · 81 DOM
Sold · Dec ’25$3,000,000
833 86th St, Miami Beach FL 33141 · same community
4 bd · 2 ba · 1,696 sqft · $1,769/sqft · 144 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1231 Stillwater Dr — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1231 Stillwater Dr — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1231 Stillwater Dr FAQs
What would the monthly payment be for 1231 Stillwater Dr, Miami Beach FL 33141?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $319/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How does the price compare to other homes in Miami Beach?+
At $22,000, this home is listed about 97% below the Miami Beach median of $649,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1231 Stillwater Dr, Miami Beach FL 33141?+
Biscayne Beach Elementary School (elementary), Miami Beach Nautilus Middle School (middle), Miami Beach Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of Compass Florida, LLC · Christian Hoheb. MLS #A12025900.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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