David Ramirez
$949,900$1,015,0003 bd2 ba$6,022 /mo all-in ↓

, OTHER CITY - IN THE STATE OF FLORIDA, FL, 34266

Active87 days on marketListed May 21, 2026MLS #A12024755

Reduced $65KWaterfrontSingle Family ResidenceARCADIA GRVS INC

About this home

Country living at its finest on 5 beautiful fully fenced acres & private POND! Located securely behind an electronic gate, you approach the rambling ranch home tastefully renovated to the highest standards. Decorated in neutral tones, this 3 BR, 2 bath home has incredible space for every rural need - huge 2 car garage plus 24x50 workshop with concrete floors & electric – there are so many possibilities beyond storage, such as an art or ceramic studio, woodworking shop, home brewery – the possibilities are endless. If you are an Equestrian at heart, there is also a horse stall available. Just some of the major updates include all new Impact windows & doors, metal roof, luxury vinyl flooring throughout, custom wood kitchen cabinets, granite countertops, stainless steel appliances, double oven convection range, double farm sink, subway tile backsplash & spacious breakfast room. On chilly evenings enjoy the cozy warmth of the double sided wood burning stone FIREPLACE. Primary bedroom has sliders to a patio with outdoor firepit, curved seating & wood pergola with dual swings. An all season Florida room is a favorite places to relax. This estate offers all the privacy you wish for plus the convenience of a 15 minute drive for your daily shopping needs. Less than a 45 minute drive to quaint & historic Punta Gorda, Fisherman’s Village, great shopping, restaurants from casual to gourmet, museums, art galleries, entertainment & marinas. Come live the sunny Florida lifestyle every day!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2

Garage

1990

Year built

WaterfrontFireplaceGarden & Other & Water view

Inside

FlooringVinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Electric Range · Refrigerator · Washer · Water Softener Owned
InteriorFrench Doors · Other · Pantry · Florida Room · Storage · Utility Room/Laundry · Workshop
LaundryUtility Room/Laundry · Washer/Dryer Hook-Up
CoolingCeiling Fan(s) · Central Air
HeatingCentral

Outside & construction

RoofMetal Roof
ConstructionCBS Construction
ViewGarden · Other · Water
FacesSouth
ParkingDriveway · Golf Cart Parking · Guest · Other · Rv/Boat Parking
ExteriorFruit Trees

Community & fees

Taxes (2025)$4,566/yr
CommunityHorses Permitted

Utilities & systems

WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,022 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,126
PMI (est., until 20% equity)$356
Property tax — 2025 actual bill$381
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $94,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $94,990
Interest rate6.00%
Loan term

Estimated payment

$6,022/mo

Principal & interest$5,126
PMI (est., until 20% equity)$356
Property taxes (actual bill)$381
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Other City - In The State Of Florida

Map of

Get to know Other City - In The State Of Florida. See the full Other City - In The State Of Florida guide →

OTHER CITY - IN THE STATE OF FLORIDA 34266 — neighborhood snapshot

Population

29,065

Median age

39.7

Median income

$47,414

Median home value

$144,600

Avg household

2.55

Households w/ children

3,349

For the school run

DeSoto County School District

ElementaryWest Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Other City - In The State Of Florida market

Seller’s marketLeans buyer15.8 months of inventoryBuyer’s market

$310K$387K

Other City - In The State Of Florida median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

This home is listed 217% above the OTHER CITY - IN THE STATE OF FLORIDA 34266 median. See the full Other City - In The State Of Florida market guide →

Paper trail

This home's history

CurrentPrice reduced to $949,900 $65K
May 21, 2026Listed at $1,015,000 · 87 days on market since
1990Built · ARCADIA GRVS INC

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

FAQs

What would the monthly payment be for ?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,022/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on ?+

The most recent tax bill on record (2025) was $4,566. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Other City - In The State Of Florida?+

At $949,900, this home is listed about 138% above the Other City - In The State Of Florida median of $399,900. The market section on this page shows how the area is trending.

Which schools are assigned to ?+

West Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$949,900 runs 217% above the OTHER CITY - IN THE STATE OF FLORIDA 34266 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $1,015,000, now $949,900 — a $65K cut. The full history is in the market section below.

Listing courtesy of Edgerton Realty & Development, · Charles Edgerton Sr.. MLS #A12024755.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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