David Ramirez
$8,5002 bd2 ba1,086 sqft$8 /sqft$222 /mo all-in ↓

5 Bluebill # 403, Naples FL 34108, NAPLES, FL, 34108

Active67 days on marketListed May 29, 2026MLS #A12024703

WaterfrontFully furnishedCondominiumVanderbilt Towers III,Vanderbilt Beach

About this home

5 Bluebill # 403, Naples FL 34108

Vanderbilt Beach – this two-bedroom, two-bath unit in Vanderbilt Towers 3 offers great views of the Gulf and pathway to the beach. The unit features a screened lanai overlooking both the marina and the pathway to the beach. The living and dining areas open directly to the oversized screened Lanai. Thoughtfully designed and fully equipped for seasonal living, the residence offers easy access to community amenities such as a pool, BBQ, bike storage, and a community room with internet access. Ideally located near the Ritz-Carlton, The Turtle Club, and LA Playa. This condo places you at the beach for the season.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,086

Sqft

1973

Year built

$8

Per sqft

WaterfrontOcean & Direct Ocean viewFurnished

Inside

FlooringTile
AppliancesElectric Water Heater · Dishwasher · Disposal
CoolingCeiling Fan(s) · Central Air · Electric
HeatingElectric
FurnishedFurnished

Outside & construction

RoofFlat Tile
ConstructionConcrete Block Construction
ViewOcean · Direct Ocean
FacesSouthwest
ParkingGuest · On Street · Limited # Of Vehicle · No Rv/Boats
ExteriorBarbeque · Lighting · Screened Balcony

Community & fees

PetsNo
CommunityLawn/Pool Maintenance · Recreation Facilities · Gated · Pool · Gated Community · Laundry Facilities · Maintained Community · Management On Site

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$222 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$50
FHA mortgage insurance (est.)$4
Est. property taxes (1.1%/yr)$8
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $298Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $298
Interest rate6.00%
Loan term

Estimated payment

$222/mo

Principal & interest$50
FHA mortgage insurance (est.)$4
Est. property taxes$8
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Naples actives

$8 vs $323

Days on market

67 vs 54 typical

Where $8/sqft sits among the 82 Naples actives

1 · this home
1
26
34
14
6
$8–105$105–201$201–298$298–395$395–492$492+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Vanderbilt Beach

Map of 5 Bluebill # 403, Naples FL 34108 inside its neighborhood boundary

Get to know Naples. See the full Naples guide →

Vanderbilt Beach — neighborhood snapshot

Population

2,376

Median age

70

Median income

$183,166

Median home value

$1,547,840

Avg household

2

Households w/ children

54%

For the school run

Collier County School District

ElementaryNaples Park Elementary School★★★★
MiddleNorth Naples Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Naples market

Seller’s marketLeans buyer11.2 months of inventoryBuyer’s market

$535K$568K

Naples median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

14 of 82

Naples actives have cut their price

Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

May 29, 2026Listed at $8,500 · 67 days on market since
1973Built · Vanderbilt Towers III,Vanderbilt Beach

Reality check

What actually sold near 5 Bluebill # 403

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5 Bluebill # 701, Naples FL 34108Sold · Apr ’26

$1,100,000

5 Bluebill # 701, Naples FL 34108

3 bd · 2 ba · 1,494 sqft · $736/sqft · 190 DOM

325 DUNES BOULEVARD UNIT 1007Sold · Jan ’26

$1,200,000

325 DUNES BOULEVARD UNIT 1007

3 bd · 3 ba · 2,187 sqft · $549/sqft · 85 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5 Bluebill # 403 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5 Bluebill # 403 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

5 Bluebill # 403 FAQs

What would the monthly payment be for 5 Bluebill # 403, Naples FL 34108?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $222/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 5 Bluebill # 403, Naples FL 34108?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Naples?+

At $8,500, this home is listed about 99% below the Naples median of $575,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5 Bluebill # 403, Naples FL 34108?+

Naples Park Elementary School (elementary), North Naples Middle School (middle) — Collier County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of Coldwell Banker Realty · Sherry Turner-Ashmore. MLS #A12024703.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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