David Ramirez
$300,000$308,0003 bd2.5 ba1,627 sqft$184 /sqft$3,025 /mo all-in ↓

2004 Marsh Harbor Dr, Riviera Beach FL 33404, RIVIERA BEACH, FL, 33404

Active76 days on marketListed May 22, 2026MLS #A12023947

Reduced $8KWaterfrontTownhouseMARSH HARBOUR

About this home

2004 Marsh Harbor Dr, Riviera Beach FL 33404

This townhome features one of the larger floor plans in the community, offering beautiful lake views and a prime location directly across from the pool and clubhouse. This spacious 3-bedroom, 2.5-bath home is ideally situated close to I-95, shopping, dining, and entertainment.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,627

Sqft

1

Garage

2006

Year built

$184

Per sqft

WaterfrontLake view

Inside

FlooringCeramic Floor · Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Electric Range · Refrigerator · Washer
InteriorFirst Floor Entry
CoolingCentral Air
HeatingCentral

Outside & construction

ConstructionCBS Construction
ViewLake
Parking2 Or More Spaces
ExteriorOther · None

Community & fees

HOA fee$345/mo
Taxes (2025)$7,458/yr
PetsDogs OK

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,025 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$622
HOA fee — from the listing$345
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,500
Interest rate6.00%
Loan term

Estimated payment

$3,025/mo

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$622
HOA / condo fee$345
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$288KedgeAI estimate $378,414 · range $362K$397K$413K

vs edgeAI estimate

−20.7%

$/sqft vs MARSH HARBOUR

$184 vs $208

Days on market

76 vs 65 typical

Where $184/sqft sits among the 7 homes for sale in MARSH HARBOUR

0 · this home
0
2
2
2
1
$184–190$190–196$196–202$202–208$208–214$214+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Riviera Beach

Map of 2004 Marsh Harbor Dr, Riviera Beach FL 33404

Get to know Riviera Beach. See the full Riviera Beach guide →

RIVIERA BEACH 33404 — neighborhood snapshot

Population

30,533

Median age

41.9

Median income

$60,225

Median home value

$305,600

Avg household

2.61

Households w/ children

2,865

For the school run

Palm Beach County School District

ElementaryLincoln Elementary School★★★★
MiddleJohn F. Kennedy Middle School★★★★
HighWilliam T. Dwyer High School★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Riviera Beach market

Seller’s marketLeans buyer16.2 months of inventoryBuyer’s market

$635K$380K

Riviera Beach median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

0 of 7

MARSH HARBOUR have cut their price

Median sold price, Riviera Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% above the RIVIERA BEACH 33404 median. See the full Riviera Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $300,000 $8K
May 22, 2026Listed at $308,000 · 76 days on market since
2006Built · MARSH HARBOUR

Reality check

What actually sold near 2004 Marsh Harbor Dr

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1990 Marsh Harbor Dr, Riviera Beach FL 33404Sold · Oct ’25

$304,900

1990 Marsh Harbor Dr, Riviera Beach FL 33404 · same community

3 bd · 2.5 ba · 1,627 sqft · $187/sqft · 49 DOM

2029 Island Drive, Riviera Beach FL 33404Sold · Sep ’25

$271,400

2029 Island Drive, Riviera Beach FL 33404 · same community

3 bd · 2.5 ba · 1,528 sqft · $178/sqft · 74 DOM

1221 Abaco Lane, Riviera Beach FL 33404Sold · Jun ’26

$294,000

1221 Abaco Lane, Riviera Beach FL 33404 · same community

3 bd · 2.5 ba · 1,528 sqft · $192/sqft · 55 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2004 Marsh Harbor Dr — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2004 Marsh Harbor Dr — before you fall in love.

See it in person

Schedule a tour

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Straight answers

2004 Marsh Harbor Dr FAQs

What would the monthly payment be for 2004 Marsh Harbor Dr, Riviera Beach FL 33404?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,025/mo — principal and interest, the actual property-tax bill, the $345/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2004 Marsh Harbor Dr, Riviera Beach FL 33404?+

The association fee works out to $345 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2004 Marsh Harbor Dr, Riviera Beach FL 33404?+

The most recent tax bill on record (2025) was $7,458. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2004 Marsh Harbor Dr, Riviera Beach FL 33404?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Riviera Beach?+

At $300,000, this home is listed about 29% below the Riviera Beach median of $422,450. The market section on this page shows how the area is trending.

Which schools are assigned to 2004 Marsh Harbor Dr, Riviera Beach FL 33404?+

Lincoln Elementary School (elementary), John F. Kennedy Middle School (middle), William T. Dwyer High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$300,000 runs 21% above the RIVIERA BEACH 33404 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Lincoln Elementary School, John F. Kennedy Middle School, William T. Dwyer High School, Glades Construction Academy At West Technical — William T. Dwyer High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $308,000, now $300,000 — a $8K cut. The full history is in the market section below.

Listing courtesy of Binter Real Estate · John Tequia. MLS #A12023947.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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