265 Pueblo St, Tavernier FL 33070, TAVERNIER, FL, 33070
Active84 days on marketListed May 22, 2026MLS #A12023791
About this home
265 Pueblo St, Tavernier FL 33070
Experience luxury waterfront living in the Florida Keys with this exceptional estate, ideally located at the end of a quiet street. Boasting 173 feet of deep-water dockage and a large turning basin, it easily accommodates yachts, sportfishing boats, and high-performance vessels. This 5-bedroom, 4-bathroom smart home blends elegance with durability, featuring high-end interior finishes and premium composite wood exteriors designed for the coastal environment. Inside, enjoy a private elevator, whole-home surround sound, and smart technology with programmable hubs in every room. Audio flows seamlessly throughout the home, pool area, and rooftop deck. Designed for convenience, the home includes two laundry rooms and a chef’s kitchen equipped with top-tier Thermador appliances. Spacious interiors open to a private outdoor retreat with a resort-style pool, sun shelf, gazebo, and expansive balconies offering stunning bay views and unforgettable sunsets near Toilet Seat Cut. The nearly 2,000 sq ft rooftop terrace is a standout feature, complete with turf, bar, BBQ area, and panoramic views, perfect for entertaining. With direct bay access and a short ride to Tavernier Creek, reaching the Atlantic Ocean is quick and easy. Owner financing available.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,752
Sqft
2025
Year built
$2,398
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$38,750 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$38,750/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tavernier actives
$2,398 vs $867
Days on market
84 vs 64 typical
Where $2,398/sqft sits among the 24 Tavernier actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Plantation Key
Get to know Tavernier. See the full Tavernier guide →
Plantation Key — neighborhood snapshot
Population
4,945
Median age
54
Median income
$66,425
Median home value
$857,007
Avg household
2
Households w/ children
367
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavernier market
$620K → $540K
Tavernier median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
2 of 24
Tavernier actives have cut their price
Median sold price, Tavernier, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 637% above the TAVERNIER 33070 median. See the full Tavernier market guide →
Paper trail
This home's history
Reality check
What actually sold near 265 Pueblo St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$3,200,000
168 Indian Mound Trl, Tavernier FL 33070 · same community
4 bd · 3 ba · 3,204 sqft · $999/sqft · 70 DOM
Sold · Sep ’25$3,200,000
168 INDIAN MOUND TRAIL · same community
4 bd · 3 ba · 3,204 sqft · $999/sqft · 0 DOM
Sold · Jun ’26$3,200,000
139 Tequesta St, Islamorada FL 33070 · same community
5 bd · 4 ba · 3,559 sqft · $899/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 265 Pueblo St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 265 Pueblo St — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
265 Pueblo St FAQs
What would the monthly payment be for 265 Pueblo St, Tavernier FL 33070?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $38,750/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 265 Pueblo St, Tavernier FL 33070?+
The most recent tax bill on record (2025) was $6,021. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tavernier?+
At $6,600,000, this home is listed about 614% above the Tavernier median of $925,000. The market section on this page shows how the area is trending.
Which schools are assigned to 265 Pueblo St, Tavernier FL 33070?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of American Caribbean Real Estate · Brooke Vega. MLS #A12023791.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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