656 Hermitage Cir, Palm Beach Gardens FL 33410, PALM BEACH GARDENS, FL, 33410
Active90 days on marketListed May 20, 2026MLS #A12023037
About this home
656 Hermitage Cir, Palm Beach Gardens FL 33410
Welcome to 656 Hermitage Circle, an extraordinary custom estate located in the prestigious Frenchman’s Reserve Country Club in Palm Beach Gardens. This stunning residence offers over 6,700 square feet of luxurious living space with 6 bedrooms and 7.5 bathrooms, perfectly blending timeless elegance with modern comfort. Designed for grand entertaining and everyday living, the home features soaring ceilings, expansive living areas, a private theater, elevator, wine storage, impact glass, and exquisite architectural details throughout. The gourmet chef’s kitchen opens seamlessly to inviting family spaces and overlooks breathtaking lake and golf course views. Outdoors, enjoy resort-style living with a spectacular infinity-edge pool and spa, spacious covered lanai, summer kitchen, and beautifully landscaped grounds. Ideally positioned on a prime lot within one of Palm Beach Gardens’ most exclusive golf communities, this exceptional property offers privacy, sophistication, and the ultimate South Florida lifestyle.
Facts & features
The home at a glance
6
Bedrooms
7.5
Bathrooms
6,730
Sqft
3
Garage
2006
Year built
$1,114
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$51,003 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$51,003/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Beach Gardens actives
$1,114 vs $395
Days on market
90 vs 62 typical
Where $1,114/sqft sits among the 400 Palm Beach Gardens actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Frenchman's Reserve
Get to know Palm Beach Gardens. See the full Palm Beach Gardens guide →
Frenchman's Reserve — neighborhood snapshot
Population
561
Median age
70
Median income
$171,475
Median home value
$1,673,100
Avg household
2
Households w/ children
54%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Beach Gardens market
$415K → $986K
Palm Beach Gardens median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
58 of 400
Palm Beach Gardens actives have cut their price
Median sold price, Palm Beach Gardens, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2320% above the PALM BEACH GARDENS 33410 median. See the full Palm Beach Gardens market guide →
Paper trail
This home's history
Reality check
What actually sold near 656 Hermitage Cir
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$7,200,000
658 Hermitage Cir, Palm Beach Gardens FL 33410 · same community
6 bd · 7.5 ba · 6,849 sqft · $1,051/sqft · 0 DOM
Sold · Aug ’25$10,800,000
Nearby listing · same community
6 bd · 7 ba · 8,455 sqft · $1,277/sqft
Sold · Mar ’26$6,925,000
642 Hermitage Cir, Palm Beach Gardens FL 33410 · same community
3 bd · 5 ba · 4,969 sqft · $1,394/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 656 Hermitage Cir — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 656 Hermitage Cir — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
656 Hermitage Cir FAQs
What would the monthly payment be for 656 Hermitage Cir, Palm Beach Gardens FL 33410?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $51,003/mo — principal and interest, the actual property-tax bill, the $959/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 656 Hermitage Cir, Palm Beach Gardens FL 33410?+
The association fee works out to $959 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 656 Hermitage Cir, Palm Beach Gardens FL 33410?+
The most recent tax bill on record (2025) was $79,222. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 656 Hermitage Cir, Palm Beach Gardens FL 33410?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Beach Gardens?+
At $7,500,000, this home is listed about 757% above the Palm Beach Gardens median of $874,995. The market section on this page shows how the area is trending.
Which schools are assigned to 656 Hermitage Cir, Palm Beach Gardens FL 33410?+
Dwight D. Eisenhower K-8 (elementary), William T. Dwyer High School (high), Howell L. Watkins Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$7,500,000 runs 2320% above the PALM BEACH GARDENS 33410 median — but at 6,730 sqft it's also nearly 3 times the size of the typical Palm Beach Gardens listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $959/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Dwight D. Eisenhower K-8, William T. Dwyer High School, Howell L. Watkins Middle School, Glades Construction Academy At West Technical — William T. Dwyer High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
$7,200,000
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4 bd · 4.5 ba · 4,315 sqft
$7,000,000
2200 Pga Boulevard # 713, Palm Beach Gardens FL 33408, PALM BEACH GARDENS
3 bd · 4.5 ba · 3,680 sqft
$6,950,000
11912 Palma Drive, Palm Beach Gardens FL 33418, PALM BEACH GARDENS
4 bd · 4.5 ba · 5,233 sqft
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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