645 NW 2nd St, Florida City FL 33034, FLORIDA CITY, FL, 33034
Active91 days on marketListed May 20, 2026MLS #A12022529
About this home
645 NW 2nd St, Florida City FL 33034
WELCOME TO THIS INCOME-PRODUCING PROPERTY. IT IS RENTED FOR $4,200.00 MONTHLY. 3/2 AND A DEN ,ALL FENCE, AND WITH A LOT OF PRIVATE PARKING, YOU CAN GO TO THE BACK OF THE PROPERTY FROM BOTH SIDES. GREAT FOR FIRST-TIME HOME BUYERS OR INVESTORS. EASY TO SHOW!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,662
Sqft
1987
Year built
$300
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,023 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,023/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.9%
$/sqft vs Florida City actives
$300 vs $266
Days on market
91 vs 40 typical
Where $300/sqft sits among the 155 Florida City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Florida City
Get to know Florida City. See the full Florida City guide →
FLORIDA CITY 33034 — neighborhood snapshot
Population
22,129
Median age
32.8
Median income
$46,404
Median home value
$310,700
Avg household
3.28
Households w/ children
2,784
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Florida City market
$390K → $400K
Florida City median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
22 of 155
Florida City actives have cut their price
Median sold price, Florida City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% above the FLORIDA CITY 33034 median. See the full Florida City market guide →
Paper trail
This home's history
Reality check
What actually sold near 645 NW 2nd St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$185,000
35250 SW 177th Court #166, Homestead FL 33034
4 bd · 2 ba · 1,690 sqft · $109/sqft · 23 DOM
Sold · Dec ’25$247,000
35250 SW 177th Ct unit 188, Homestead FL 33034
4 bd · 2 ba · 1,690 sqft · $146/sqft · 271 DOM
Sold · Apr ’26$385,000
35931 SW 178 CT, Miami FL 33034
3 bd · 2.5 ba · 1,694 sqft · $227/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 645 NW 2nd St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 645 NW 2nd St — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
645 NW 2nd St FAQs
What would the monthly payment be for 645 NW 2nd St, Florida City FL 33034?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,023/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 645 NW 2nd St, Florida City FL 33034?+
The most recent tax bill on record (2025) was $8,453. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Florida City?+
At $499,000, this home is listed about 24% above the Florida City median of $403,899. The market section on this page shows how the area is trending.
Which schools are assigned to 645 NW 2nd St, Florida City FL 33034?+
Avocado Elementary School (elementary), South Dade Senior High School (high), South Dade Middle School (middle), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$499,000 runs 47% above the FLORIDA CITY 33034 median.
02None views
The none view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
91 days on market against a Florida City median of 40 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of Active Community Realty · Jose Arrazcaeta. MLS #A12022529.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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