David Ramirez
$889,9991 bd2 ba1,260 sqft$706 /sqft$8,278 /mo all-in ↓

, SURFSIDE, FL, 33154

Active56 days on marketListed May 20, 2026MLS #A12022312

WaterfrontPrivate poolCondominiumSOLIMAR CONDO

About this home

Owner Financing available for this Oceanfront desirable building , light bright unit , dan with build in closet could be a second bedroom ,2 full bath , private foyer, Shabbat elevator, full service beach condo in a hear of Surfside with restaurants , shopping, etc

Facts & features

The home at a glance

1

Bedrooms

2

Bathrooms

1,260

Sqft

1

Garage

2002

Year built

$706

Per sqft

Private poolWaterfrontIntracoastal View & Skyline view

Inside

FlooringMarble
AppliancesDishwasher · Microwave · Refrigerator · Washer
InteriorFirst Floor Entry · Built-in Features · Closet Cabinetry · Elevator · Entrance Foyer · Split Bedroom · Walk-In Closet(s) · Den/Library/Office
CoolingCentral Air · Electric
HeatingCentral · Electric

Outside & construction

ConstructionOther
ViewIntracoastal View · Skyline
Parking1 Space
ExteriorOpen Balcony

Community & fees

HOA fee$1,815/mo
Taxes (2026)$14,000/yr
PetsRestrictions Or Possible Restrictions

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,278 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,802
PMI (est., until 20% equity)$334
Property tax — 2026 actual bill$1,167
Condo fee — from the listing$1,815
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $89,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $89,000
Interest rate6.00%
Loan term

Estimated payment

$8,278/mo

Principal & interest$4,802
PMI (est., until 20% equity)$334
Property taxes (actual bill)$1,167
HOA / condo fee$1,815
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs SOLIMAR CONDO

$706 vs $741

Days on market

56 vs 41 typical

Where $706/sqft sits among the 9 homes for sale in SOLIMAR CONDO

1
5 · this home
0
0
0
3
$632–699$699–766$766–833$833–900$900–967$967+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Surfside

Map of

Get to know Surfside. See the full Surfside guide →

SURFSIDE 33154 — neighborhood snapshot

Population

14,435

Median age

40.9

Median income

$87,806

Median home value

$741,400

Avg household

2.58

Households w/ children

1,804

For the school run

Dade County School District

ElementaryRuth K. Broad Bay Harbor K-8 Center★★★★★
MiddleMiami Beach Nautilus Middle School★★★★★
HighMiami Beach Senior High School★★★★★
District Instructional Center (Dic)
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Surfside market

0 of 9

SOLIMAR CONDO have cut their price

This home is listed 11% above the SURFSIDE 33154 median. See the full Surfside market guide →

Paper trail

This home's history

May 20, 2026Listed at $889,999 · 56 days on market since
2002Built · SOLIMAR CONDO

Reality check

What actually sold near

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9595 Collins Ave # C, Surfside FL 33154Sold · Sep ’25

$1,100,000

9595 Collins Ave # C, Surfside FL 33154 · same community

3 bd · 2.5 ba · 1,740 sqft · $632/sqft · 336 DOM

9595 Collins Ave # N1009, Bal Harbour FL 33154Sold · Mar ’26

$1,450,000

9595 Collins Ave # N1009, Bal Harbour FL 33154 · same community

3 bd · 3 ba · 1,750 sqft · $829/sqft · 217 DOM

Nearby listingSold · Jul ’26

$2,650,000

Nearby listing · same community

3 bd · 2.5 ba · 2,210 sqft · $1,199/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

FAQs

What would the monthly payment be for ?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,278/mo — principal and interest, the actual property-tax bill, the $1,815/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at ?+

The association fee works out to $1,815 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on ?+

The most recent tax bill on record (2026) was $14,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at ?+

The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Surfside?+

At $889,999, this home is listed about 37% above the Surfside median of $647,500. The market section on this page shows how the area is trending.

Which schools are assigned to ?+

Ruth K. Broad Bay Harbor K-8 Center (elementary), Miami Beach Nautilus Middle School (middle), Miami Beach Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$889,999 runs 11% above the SURFSIDE 33154 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $1,815/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Ruth K. Broad Bay Harbor K-8 Center, Miami Beach Nautilus Middle School, Miami Beach Senior High School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Ruth K. Broad Bay Harbor K-8 Center rates 5 of 5. Always verify assignments with the district.

Listing courtesy of Atlantic VIP Realty Group, LLC · Olga Mirer. MLS #A12022312.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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