643 NE 191st Ter, Miami FL 33179, MIAMI, FL, 33179
Active79 days on marketListed May 21, 2026MLS #A12022086
About this home
643 NE 191st Ter, Miami FL 33179
STUNNING LAKEFRONT POOL HOME IN THE DESIRABLE GATED COMMUNITY OF AVENTURA ISLES! This beautiful 4 Beds, 2.5 Baths residence with a 2-car garage features a bright open floor plan, spacious living areas, and a gorgeous kitchen with granite countertops and stainless steel appliances. The living room and kitchen overlook breathtaking views of the pool and lake, creating the perfect setting for entertaining and relaxing. Laminate wood and tile flooring throughout, generously sized bedrooms, and ample closet space. Enjoy resort-style community amenities including tennis courts, community pool, playground, and more. Maintenance includes cable, internet, security, lawn care, and all amenities***EASY TO SHOW**SEE BROKER REMARKS FOR SHOWING INSTRUCTIONS**PRESENT OFFERS
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,318
Sqft
2
Garage
2014
Year built
$396
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,998 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,998/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.5%
$/sqft vs Miami actives
$396 vs $513
Days on market
79 vs 66 typical
Where $396/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside California Club
Get to know Miami. See the full Miami guide →
California Club — neighborhood snapshot
Population
20,056
Median age
42
Median income
$58,906
Median home value
$189,613
Avg household
3
Households w/ children
2,289
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
35 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 456% above the MIAMI 33179 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 643 NE 191st Ter
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$840,000
933 NE 191st St, Miami FL 33179 · same community
4 bd · 2.5 ba · 2,223 sqft · $378/sqft · 0 DOM
Sold · Jun ’26$740,000
901 NE 191st St, Miami FL 33179 · same community
3 bd · 2.5 ba · 2,124 sqft · $348/sqft · 56 DOM
Sold · Apr ’26$620,000
723 NE 193rd St, Miami FL 33179 · same community
3 bd · 2.5 ba · 1,965 sqft · $316/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 643 NE 191st Ter — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 643 NE 191st Ter — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
643 NE 191st Ter FAQs
What would the monthly payment be for 643 NE 191st Ter, Miami FL 33179?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,998/mo — principal and interest, the actual property-tax bill, the $580/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 643 NE 191st Ter, Miami FL 33179?+
The association fee works out to $580 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 643 NE 191st Ter, Miami FL 33179?+
The most recent tax bill on record (2025) was $11,526. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 643 NE 191st Ter, Miami FL 33179?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $918,000, this home is listed about 50% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 643 NE 191st Ter, Miami FL 33179?+
Andover Middle School (middle), Norland Elementary School (elementary), Miami Norland Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$918,000 runs 456% above the MIAMI 33179 median — but at 2,318 sqft it's also nearly twice the size of the typical Miami listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $580/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of Artier Realty Inc · Raquel Zeitun Levy. MLS #A12022086.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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