David Ramirez
$1,410,000$1,510,0003 bd2 ba1,640 sqft$860 /sqft$9,049 /mo all-in ↓

14441 S Biscayne River Rd, Miami FL 33161, MIAMI, FL, 33161

Active77 days on marketListed May 19, 2026MLS #A12021832

Reduced $100KWaterfrontSingle Family ResidenceBISCAYNE GARDENS SEC E PA

About this home

14441 S Biscayne River Rd, Miami FL 33161

Experience a serene waterfront retreat where modern luxury meets Miami living. Set along the Biscayne Canal with access to the north lake and Biscayne park to the south for watersports fun, this fully gutted and rebuilt 3BD/2BA contemporary home offers 1,640 SF of refined comfort on a lush, fenced lot with an electric front gate. Inside, porcelain floors flow through an open layout with a sleek modern kitchen, updated bedrooms and baths, and a third bedroom with private access. Outdoors, enjoy a tranquil oasis with a new heated pool and jacuzzi, covered patio, gazebo, summer kitchen, solar-powered LED lighting, and beautiful water views from the patio and primary suite. With impact windows, security system, a newer 2020 roof, brand new plumbing and electrical installation, no HOA, and turnkey appeal, this rare waterfront property delivers privacy, elegance, and effortless indoor-outdoor living. Schedule your private tour today, and you will fall in love to it.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,640

Sqft

1

Garage

1970

Year built

$860

Per sqft

WaterfrontGarden & Pool & River viewUnfurnished,Furniture NegotiablePets allowed

Inside

AppliancesDishwasher · Dryer · Electric Water Heater · Free-Standing Freezer · Microwave · Electric Range · Refrigerator · Washer
InteriorFirst Floor Entry · Closet Cabinetry · Cooking Island · Fire Sprinklers · French Doors · Split Bedroom · Walk-In Closet(s) · Utility Room/Laundry
LaundryUtility Room/Laundry
CoolingCentral Air
HeatingCentral
FurnishedUnfurnished,Furniture Negotiable

Outside & construction

RoofShingle
ConstructionCBS Construction
ViewGarden · Pool · River
FacesWest
ParkingDetached Carport · Covered · Driveway · Rv/Boat Parking
ExteriorBarbeque · Fruit Trees · Outdoor Shower

Community & fees

Taxes (2025)$9,025/yr
PetsYes
CommunityPaved Road

Utilities & systems

WaterLaked Drain · Municipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,049 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,608
PMI (est., until 20% equity)$529
Property tax — 2025 actual bill$752
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $141,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $141,000
Interest rate6.00%
Loan term

Estimated payment

$9,049/mo

Principal & interest$7,608
PMI (est., until 20% equity)$529
Property taxes (actual bill)$752
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.4M
$677KedgeAI estimate $734,505 · range $705K$808K$1.5M

vs edgeAI estimate

+92%

$/sqft vs Miami actives

$860 vs $545

Days on market

77 vs 66 typical

Where $860/sqft sits among the 400 Miami actives

149
101
56 · this home
31
24
39
$205–436$436–667$667–897$897–1128$1128–1359$1359+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Biscayne Gardens

Map of 14441 S Biscayne River Rd, Miami FL 33161 inside its neighborhood boundary

Get to know Miami. See the full Miami guide →

Biscayne Gardens — neighborhood snapshot

Population

5,805

Median age

38

Median income

$72,829

Median home value

$339,900

Avg household

3

Households w/ children

512

For the school run

Dade County School District

ElementaryThomas Jefferson Biscayne Gardens K-8 Academy★★★★★
HighNorth Miami Senior High School★★★★★
District Instructional Center (Dic)
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami market

Seller’s marketLeans buyer18.3 months of inventoryBuyer’s market

$508K$590K

Miami median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

28 of 400

Miami actives have cut their price

Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 985% above the MIAMI 33161 median. See the full Miami market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,410,000 $100K
May 19, 2026Listed at $1,510,000 · 77 days on market since
1970Built · BISCAYNE GARDENS SEC E PA

Reality check

What actually sold near 14441 S Biscayne River Rd

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

421 NW 150th St, Miami FL 33168Sold · Sep ’25

$505,000

421 NW 150th St, Miami FL 33168 · same community

3 bd · 1 ba · 1,618 sqft · $312/sqft · 28 DOM

240 NW 146th St, Miami FL 33168Sold · Nov ’25

$640,000

240 NW 146th St, Miami FL 33168 · same community

4 bd · 2 ba · 1,460 sqft · $438/sqft · 17 DOM

14350 N Miami Ave, Miami FL 33168Sold · Feb ’26

$490,000

14350 N Miami Ave, Miami FL 33168 · same community

3 bd · 2.5 ba · 1,306 sqft · $375/sqft · 44 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 14441 S Biscayne River Rd — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14441 S Biscayne River Rd — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

14441 S Biscayne River Rd FAQs

What would the monthly payment be for 14441 S Biscayne River Rd, Miami FL 33161?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,049/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 14441 S Biscayne River Rd, Miami FL 33161?+

The most recent tax bill on record (2025) was $9,025. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14441 S Biscayne River Rd, Miami FL 33161?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Miami?+

At $1,410,000, this home is listed about 131% above the Miami median of $610,000. The market section on this page shows how the area is trending.

Which schools are assigned to 14441 S Biscayne River Rd, Miami FL 33161?+

Thomas Jefferson Biscayne Gardens K-8 Academy (elementary), North Miami Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,410,000 runs 985% above the MIAMI 33161 median — but at 1,640 sqft it's also 36% larger than the typical Miami listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $1,510,000, now $1,410,000 — a $100K cut. The full history is in the market section below.

Listing courtesy of EXP Realty LLC · Christian Ferreyra. MLS #A12021832.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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14441 S Biscayne River Rd, Miami FL 33161, MIAMI, FL — 3 Bed, 2 Bath — $1,410,000 | CENTURY 21 Edge