401 SW 109th Ave # 14, Miami FL 33174, MIAMI, FL, 33174
Active84 days on marketListed May 18, 2026MLS #A12020962
About this home
401 SW 109th Ave # 14, Miami FL 33174
Welcome to your dream townhome in the heart of Miami! This stunning property boasts 3 spacious bedrooms, 2.5 bathrooms, and a brand new roof that is only 6 months old. The first floor even features an extra room that can be used as a home office, guest room, or playroom. With extra private space for parking 2 additional cars, you'll never have to worry about finding a spot for your vehicles. Inside, you'll find all appliances in excellent condition, a beautifully renovated kitchen, and updated bathrooms that exude luxury and style. This townhome is truly move-in ready, allowing you to start enjoying the Miami lifestyle from day one. Whether you're looking to relax in your private backyard, entertain friends and family in your spacious living area, or simply unwind in your beautifully appointed bedrooms, this townhome has it all. Don't miss out on the opportunity to make this your new home sweet home in Miami. The property is just four blocks from FIU. Schedule a showing today and make your dream a reality!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,484
Sqft
2
Garage
1984
Year built
$327
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,678 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,678/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.9%
$/sqft vs Miami actives
$327 vs $513
Days on market
84 vs 66 typical
Where $327/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sweetwater Groves
Get to know Miami. See the full Miami guide →
Sweetwater Groves — neighborhood snapshot
Population
15,508
Median age
43
Median income
$50,512
Median home value
$197,744
Avg household
3
Households w/ children
1,827
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
35 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 129% above the MIAMI 33174 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 401 SW 109th Ave # 14
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$440,000
401 SW 109th Ave # 26, Sweetwater FL 33174 · same community
3 bd · 2.5 ba · 1,484 sqft · $296/sqft · 191 DOM
Sold · Oct ’25$460,000
2110 SW 122nd Ct # 2110, Miami FL 33175
3 bd · 3 ba · 1,430 sqft · $322/sqft · 106 DOM
Sold · May ’26$530,000
10611 SW 23rd Ter, Miami FL 33165
3 bd · 2 ba · 1,396 sqft · $380/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 401 SW 109th Ave # 14 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 401 SW 109th Ave # 14 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
401 SW 109th Ave # 14 FAQs
What would the monthly payment be for 401 SW 109th Ave # 14, Miami FL 33174?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,678/mo — principal and interest, the actual property-tax bill, the $290/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 401 SW 109th Ave # 14, Miami FL 33174?+
The association fee works out to $290 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 401 SW 109th Ave # 14, Miami FL 33174?+
The most recent tax bill on record (2025) was $1,904. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 401 SW 109th Ave # 14, Miami FL 33174?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $485,000, this home is listed about 20% below the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 401 SW 109th Ave # 14, Miami FL 33174?+
Dr. Carlos J. Finlay Elementary (elementary), Paul W. Bell Middle School (middle), G. Holmes Braddock Senior High (high), Instructional Center System Wide (), District Instructional Center (Dic) (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$485,000 runs 129% above the MIAMI 33174 median — but at 1,484 sqft it's also 23% larger than the typical Miami listing.
02Other View views
The other view view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Dr. Carlos J. Finlay Elementary, Paul W. Bell Middle School, G. Holmes Braddock Senior High, Instructional Center System Wide, District Instructional Center (Dic), Title I Migrant Education Program — Dr. Carlos J. Finlay Elementary rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Miami Realty Dreams Inc. · Ricardo Mojica. MLS #A12020962.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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