15323 Lucerna # 204, Naples FL 34114, NAPLES, FL, 34114
Active87 days on marketListed May 9, 2026MLS #A12020312
About this home
15323 Lucerna # 204, Naples FL 34114
This stunning brand-new furnished residence at The Esplanade by the Islands, Naples, offers a spacious and thoughtfully designed corner unit with 3-bedroom, 3-bathroom layout with a Den, featuring 2,393 sqft. Enjoy the gourmet kitchen features upgraded cabinetry, quartz countertops, stainless steel appliances, and an open layout that flows seamlessly into the main living and dining areas. The primary suite serves as a private sanctuary, offering a spa-inspired bathroom with dual vanities, a walk-in shower, and ample closet space. Step outside to the covered lanai, perfect for outdoor dining, relaxation, and enjoying a private lake. Seasonal $6,300. Annual $4,500 Annual, short-term and seasonal rentals are allowed under condominium restrictions. Internet-Wi-Fi and Water included. You can enjoy a resort-style pool and spa, Bahama Bar & Grill, café and wine bar, expansive clubhouse, state-of-the-art fitness equipment, personal training options, and massage treatment rooms. Full-service wellness center and fitness studio with yoga and salon. Outdoor amenities with pickleball, tennis and bocce courts. Gently areas for walking and nature trails, dog park, and a vibrant lifestyle program with year-round activities and events. Conveniently located near shopping, dining, public golf courses, boating, nature preserves, and everyday essentials, this home offers the perfect balance of luxury, comfort, and location in one of Southwest Florida’s newest and most dynamic communities.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,393
Sqft
2
Garage
2025
Year built
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$193 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$193/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Naples actives
$2 vs $323
Days on market
87 vs 54 typical
Where $2/sqft sits among the 82 Naples actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fiddler's Creek
Get to know Naples. See the full Naples guide →
Fiddler's Creek — neighborhood snapshot
Population
2,921
Median age
69
Median income
$164,848
Median home value
$752,245
Avg household
2
Households w/ children
42%
For the school run
Collier County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Naples market
$535K → $568K
Naples median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
14 of 82
Naples actives have cut their price
Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the NAPLES 34114 median. See the full Naples market guide →
Paper trail
This home's history
Reality check
What actually sold near 15323 Lucerna # 204
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$592,500
15319 LUCERNA STREET UNIT 204
3 bd · 2.5 ba · 2,200 sqft · $269/sqft · 0 DOM
Sold · Dec ’25$1,850,000
15322 TURIN DRIVE
4 bd · 5 ba · 4,456 sqft · $415/sqft · 110 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15323 Lucerna # 204 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15323 Lucerna # 204 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15323 Lucerna # 204 FAQs
What would the monthly payment be for 15323 Lucerna # 204, Naples FL 34114?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $193/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 15323 Lucerna # 204, Naples FL 34114?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Naples?+
At $4,500, this home is listed about 99% below the Naples median of $575,000. The market section on this page shows how the area is trending.
Which schools are assigned to 15323 Lucerna # 204, Naples FL 34114?+
Manatee Elementary School (elementary), Manatee Middle School (middle), Lely High School (high) — Collier County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of Polit Realty LLC · Jeannette Polit. MLS #A12020312.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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