34 Bal Bay Dr, Bal Harbour FL 33154, BAL HARBOUR, FL, 33154
Active87 days on marketListed May 15, 2026MLS #A12019490
About this home
34 Bal Bay Dr, Bal Harbour FL 33154
50 ft+ Boat slip available in the exclusive gated community of Bal Harbour Village. Slip is located behind a quiet multi family bldg. Walking distance to shops, restaurants, parks, beach & places of worship. Close & easy Ocean access through Haulover Inlet. Off street parking available.
Facts & features
The home at a glance
0 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Bal Harbour
Get to know Bal Harbour. See the full Bal Harbour guide →
BAL HARBOUR 33154 — neighborhood snapshot
Population
14,435
Median age
40.9
Median income
$87,806
Median home value
$741,400
Avg household
2.58
Households w/ children
1,804
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bal Harbour market
$1.8M → $4.0M
Bal Harbour median sold, yr/yr
92.5%
Sale-to-list ratio (12 mo)
This home is listed 99% below the BAL HARBOUR 33154 median. See the full Bal Harbour market guide →
Paper trail
This home's history
Reality check
What actually sold near 34 Bal Bay Dr
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$9,000,000
1050 Stillwater Dr, Miami Beach FL 33141
4 bd · 4.5 ba · 0 DOM
Sold · Feb ’26$449,375
759 85th St, Miami Beach FL 33141
3 bd · 2 ba · 185 DOM
Sold · Jun ’26$8,000,000
700 88th St, Surfside FL 33154
7 bd · 7.5 ba · 0 sqft · 433 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 34 Bal Bay Dr — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 34 Bal Bay Dr — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
34 Bal Bay Dr FAQs
What would the monthly payment be for 34 Bal Bay Dr, Bal Harbour FL 33154?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 34 Bal Bay Dr, Bal Harbour FL 33154?+
The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bal Harbour?+
At $2,000, this home is listed about 100% below the Bal Harbour median of $2,974,500. The market section on this page shows how the area is trending.
Which schools are assigned to 34 Bal Bay Dr, Bal Harbour FL 33154?+
Ruth K. Broad Bay Harbor K-8 Center (elementary), Miami Beach Nautilus Middle School (middle), Miami Beach Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BAL HARBOUR 33154 market on paper
$2,000 is 99% below the BAL HARBOUR 33154 median of $349,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Ruth K. Broad Bay Harbor K-8 Center, Miami Beach Nautilus Middle School, Miami Beach Senior High School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Ruth K. Broad Bay Harbor K-8 Center rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of One Sotheby's International Realty · Lydia Eskenazi PA. MLS #A12019490.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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