5420 N Ocean Dr # 2201, Singer Island FL 33404, SINGER ISLAND, FL, 33404
Active96 days on marketListed May 14, 2026MLS #A12019147
About this home
5420 N Ocean Dr # 2201, Singer Island FL 33404
Wake up to breathtaking sunrises and endless open ocean views from this stunning 2-bedroom, 2-bathroom beachfront residence located in an exclusive private building with direct private beach access. Filled with natural light, this beautifully designed apartment features a spacious open-concept layout with a modern open kitchen flowing seamlessly into a large living and dining area — perfect for entertaining or simply relaxing while enjoying panoramic water views from every angle. The primary suite offers direct access to the oceanfront balcony, creating the perfect retreat to enjoy your morning coffee while listening to the waves and watching the sunrise over the Atlantic. Large windows bring the beauty of the ocean indoors, creating a bright and peaceful coastal atmosphere throughout the home. Whether you are searching for your dream primary residence, a sophisticated vacation home, or a smart beachfront investment, this property offers the ultimate South Florida lifestyle with privacy, comfort, and resort-style living. Enjoy the tranquility of a private beachfront community while being just moments from fine dining, shopping, entertainment, and everything coastal living has to offer. Experience luxury by the ocean — where every day feels like a vacation.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,508
Sqft
1
Garage
1979
Year built
$428
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,298 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,298/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+84.4%
$/sqft vs Singer Island actives
$428 vs $597
Days on market
96 vs 104 typical
Where $428/sqft sits among the 126 Singer Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Singer Island
Get to know Singer Island. See the full Singer Island guide →
Singer Island — neighborhood snapshot
Population
3,043
Median age
68
Median income
$90,429
Median home value
$745,462
Avg household
2
Households w/ children
81%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Singer Island market
$1.0M → $1.2M
Singer Island median sold, yr/yr
92.6%
Sale-to-list ratio (12 mo)
5 of 126
Singer Island actives have cut their price
This home is listed 160% above the SINGER ISLAND 33404 median. See the full Singer Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 5420 N Ocean Dr # 2201
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$622,500
5420 N Ocean Drive # 301, Singer Island FL 33404 · same community
2 bd · 2 ba · 1,508 sqft · $413/sqft · 233 DOM
Sold · Mar ’26$215,000
218 SW 145TH DRIVE UNIT 19 · same community
3 bd · 2.5 ba · 1,499 sqft · $143/sqft · 22 DOM
Sold · Nov ’25$1,405,000
Nearby listing
2 bd · 2.5 ba · 1,505 sqft · $934/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5420 N Ocean Dr # 2201 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5420 N Ocean Dr # 2201 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5420 N Ocean Dr # 2201 FAQs
What would the monthly payment be for 5420 N Ocean Dr # 2201, Singer Island FL 33404?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,298/mo — principal and interest, the actual property-tax bill, the $1,393/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5420 N Ocean Dr # 2201, Singer Island FL 33404?+
The association fee works out to $1,393 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5420 N Ocean Dr # 2201, Singer Island FL 33404?+
The most recent tax bill on record (2025) was $12,274. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5420 N Ocean Dr # 2201, Singer Island FL 33404?+
The listing reports pets: Maximum 20 Lbs. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Singer Island?+
At $645,000, this home is listed about 19% below the Singer Island median of $795,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5420 N Ocean Dr # 2201, Singer Island FL 33404?+
Lincoln Elementary School (elementary), John F. Kennedy Middle School (middle), William T. Dwyer High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$645,000 runs 160% above the SINGER ISLAND 33404 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,393/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Lincoln Elementary School, John F. Kennedy Middle School, William T. Dwyer High School, Glades Construction Academy At West Technical — William T. Dwyer High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $675,000, now $645,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Inquest Realty Corp · Inga Accarpio. MLS #A12019147.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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