David Ramirez
$3,250,0005 bd6 ba3,919 sqft$829 /sqft$21,499 /mo all-in ↓

320 SW 125th Ave, Miami FL 33184, MIAMI, FL, 33184

Active87 days on marketListed May 12, 2026MLS #A12018073

Single Family ResidenceSWEETWATER ESTATES SUB

About this home

320 SW 125th Ave, Miami FL 33184

Introducing Casa Encanto — a timeless estate reimagined for modern luxury living. Set on nearly 1 ultra-private acre, this exceptional 5-bedroom, 6-bathroom residence blends warm architectural character with refined contemporary design. Soaring vaulted ceilings, expansive living spaces, and seamless indoor-outdoor flow create an atmosphere of elegance and tranquility throughout. The resort-style grounds feature a sparkling pool, jacuzzi, and lush tropical landscaping, offering the ultimate private retreat for entertaining or everyday serenity. Casa Encanto is a rare sanctuary where sophistication, comfort, and nature exist in perfect harmony.

Facts & features

The home at a glance

5

Bedrooms

6

Bathrooms

3,919

Sqft

2

Garage

2020

Year built

$829

Per sqft

Garden view

Inside

FlooringCeramic Floor
AppliancesDishwasher
InteriorFirst Floor Entry · Built-in Features · Closet Cabinetry · Custom Mirrors · Other · Vaulted Ceiling(s) · Walk-In Closet(s) · Den/Library/Office · Family Room · Florida Room
CoolingElectric · Other
HeatingElectric · Other

Outside & construction

RoofFlat Roof With Facade Front
ConstructionConcrete Block Construction
ViewGarden
FacesEast
ParkingAdditional Spaces Available · Driveway
ExteriorBuilt-In Grill · Lighting · Other

Community & fees

Taxes (2025)$31,000/yr
CommunityNone

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$21,499 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$17,537
PMI (est., until 20% equity)$1,219
Property tax — 2025 actual bill$2,583
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $325,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $325,000
Interest rate6.00%
Loan term

Estimated payment

$21,499/mo

Principal & interest$17,537
PMI (est., until 20% equity)$1,219
Property taxes (actual bill)$2,583
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Miami actives

$829 vs $513

Days on market

87 vs 66 typical

Where $829/sqft sits among the 400 Miami actives

158
105
54 · this home
29
19
35
$185–417$417–649$649–882$882–1114$1114–1346$1346+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sweetwater Estates

Map of 320 SW 125th Ave, Miami FL 33184 inside its neighborhood boundary

Get to know Miami. See the full Miami guide →

Sweetwater Estates — neighborhood snapshot

Population

1,606

Median age

50

Median income

$114,119

Median home value

$785,611

Avg household

4

Households w/ children

145

For the school run

Dade County School District

ElementaryMarjory Stoneman Douglas Elementary★★★★
MiddlePaul W. Bell Middle School★★★★★
HighG. Holmes Braddock Senior High★★★★★
Instructional Center System Wide
District Instructional Center (Dic)
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami market

Seller’s marketLeans buyer18.3 months of inventoryBuyer’s market

$508K$590K

Miami median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

35 of 400

Miami actives have cut their price

Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 983% above the MIAMI 33184 median. See the full Miami market guide →

Paper trail

This home's history

May 12, 2026Listed at $3,250,000 · 87 days on market since
2020Built · SWEETWATER ESTATES SUB

Reality check

What actually sold near 320 SW 125th Ave

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13190 NW 6th St, Miami FL 33182Sold · Nov ’25

$1,600,000

13190 NW 6th St, Miami FL 33182

4 bd · 5.5 ba · 4,043 sqft · $396/sqft · 129 DOM

50 SW 130th Ave, Miami FL 33184Sold · Mar ’26

$1,900,000

50 SW 130th Ave, Miami FL 33184

5 bd · 4 ba · 4,202 sqft · $452/sqft · 47 DOM

13420 SW 2nd St, Miami FL 33184Sold · Dec ’25

$1,450,000

13420 SW 2nd St, Miami FL 33184

4 bd · 4 ba · 3,490 sqft · $415/sqft · 65 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 320 SW 125th Ave — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 320 SW 125th Ave — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

320 SW 125th Ave FAQs

What would the monthly payment be for 320 SW 125th Ave, Miami FL 33184?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $21,499/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 320 SW 125th Ave, Miami FL 33184?+

The most recent tax bill on record (2025) was $31,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Miami?+

At $3,250,000, this home is listed about 433% above the Miami median of $610,000. The market section on this page shows how the area is trending.

Which schools are assigned to 320 SW 125th Ave, Miami FL 33184?+

Marjory Stoneman Douglas Elementary (elementary), Paul W. Bell Middle School (middle), G. Holmes Braddock Senior High (high), Instructional Center System Wide (), District Instructional Center (Dic) (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$3,250,000 runs 983% above the MIAMI 33184 median — but at 3,919 sqft it's also nearly 3 times the size of the typical Miami listing.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Marjory Stoneman Douglas Elementary, Paul W. Bell Middle School, G. Holmes Braddock Senior High, Instructional Center System Wide, District Instructional Center (Dic), Title I Migrant Education Program — Marjory Stoneman Douglas Elementary rates 4 of 5. Always verify assignments with the district.

Listing courtesy of EXP Realty LLC · Eddy Rodriguez. MLS #A12018073.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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