13390 Biscayne Bay Dr, North Miami FL 33181, NORTH MIAMI, FL, 33181
Active96 days on marketListed May 11, 2026MLS #A12016361
About this home
13390 Biscayne Bay Dr, North Miami FL 33181
The last private estate before open Biscayne Bay. 163 feet of private waterfront frontage. No fixed bridges. Direct ocean access. A 2,000 SF dock with 6.5 feet of depth accommodates vessels up to approximately 90 feet. This is not simply a waterfront home. It is a turnkey boating estate. Delivered fully furnished with a $350,000 Artefacto collection, the 2023 residence offers approximately 8,200 SF across three levels, six bedrooms, nine and a half baths, a custom Mia Cucina kitchen, smart-home technology, generator, jet ski lift, nine parking spaces, and city permit approved for fence construction. The rooftop is the showpiece. An outdoor kitchen, motorized pergola, integrated 8-speaker AV system, and panoramic views stretching from Bal Harbour to Sunny Isles and Downtown Miami create one of the most compelling entertaining spaces in the Miami waterfront market. Private cul-de-sac. Keystone Point. $15,490,000 furnished.
Facts & features
The home at a glance
6
Bedrooms
9.5
Bathrooms
2
Garage
2023
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$105,996 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$105,996/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Keystone Point
Get to know North Miami. See the full North Miami guide →
Keystone Point — neighborhood snapshot
Population
2,029
Median age
40
Median income
$102,460
Median home value
$1,158,300
Avg household
2
Households w/ children
162
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Miami market
$555K → $538K
North Miami median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
Median sold price, North Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8510% above the NORTH MIAMI 33181 median. See the full North Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 13390 Biscayne Bay Dr
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$4,350,000
9264 Dickens Ave, Surfside FL 33154
6 bd · 4.5 ba · 56 DOM
Sold · Jan ’26$7,100,000
13080 N Bayshore Dr, North Miami FL 33181
6 bd · 7.5 ba · 525 DOM
Sold · Sep ’25$3,150,000
2330 Magnolia Dr, North Miami FL 33181
5 bd · 4.5 ba · 3,038 sqft · $1,037/sqft · 91 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13390 Biscayne Bay Dr — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13390 Biscayne Bay Dr — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13390 Biscayne Bay Dr FAQs
What would the monthly payment be for 13390 Biscayne Bay Dr, North Miami FL 33181?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $105,996/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13390 Biscayne Bay Dr, North Miami FL 33181?+
The association fee works out to $0 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13390 Biscayne Bay Dr, North Miami FL 33181?+
The most recent tax bill on record (2024) was $197,329. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in North Miami?+
At $15,490,000, this home is listed about 5151% above the North Miami median of $295,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13390 Biscayne Bay Dr, North Miami FL 33181?+
David Lawrence Junior K-8 Center (elementary), North Miami Middle School (middle), Alonzo & Tracy Mourning Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of Global Luxury Realty LLC · Dmitry Maccabee. MLS #A12016361.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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