8925 Collins Ave # 9J, Surfside FL 33154, SURFSIDE, FL, 33154
Active78 days on marketListed May 8, 2026MLS #A12015866
About this home
8925 Collins Ave # 9J, Surfside FL 33154
Experience oceanfront living at The Mirage Surfside in this stunning 2-bedroom, 2-bath condo boasting breathtaking direct ocean views. Enjoy sunrises from your private balcony. The Mirage offers resort-style amenities including a beachfront pool, fitness center, valet, and 24-hour concierge. Perfectly located steps from The Shul, and minutes to Bal Harbour Shops, fine dining, and Surfside’s charming cafés. A rare opportunity to live in one of Miami’s most desirable beachfront communities. **Available furnished or unfurnished.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,600
Sqft
1
Garage
1995
Year built
$4
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$210 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$210/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Surfside actives
$4 vs $834
Days on market
78 vs 41 typical
Where $4/sqft sits among the 104 Surfside actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Surfside
Get to know Surfside. See the full Surfside guide →
SURFSIDE 33154 — neighborhood snapshot
Population
14,435
Median age
40.9
Median income
$87,806
Median home value
$741,400
Avg household
2.58
Households w/ children
1,804
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Surfside market
3 of 104
Surfside actives have cut their price
This home is listed 98% below the SURFSIDE 33154 median. See the full Surfside market guide →
Paper trail
This home's history
Reality check
What actually sold near 8925 Collins Ave # 9J
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,350,000
8925 Collins Ave # 3B, Surfside FL 33154 · same community
2 bd · 2.5 ba · 1,690 sqft · $799/sqft · 226 DOM
Sold · May ’26$1,283,500
8925 Collins Ave # 9F, Surfside FL 33154 · same community
3 bd · 2.5 ba · 1,690 sqft · $759/sqft · 45 DOM
Sold · Apr ’26$1,200,000
8925 Collins Ave # 11C, Surfside FL 33154 · same community
2 bd · 2 ba · 1,480 sqft · $811/sqft · 122 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8925 Collins Ave # 9J — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8925 Collins Ave # 9J — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8925 Collins Ave # 9J FAQs
What would the monthly payment be for 8925 Collins Ave # 9J, Surfside FL 33154?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $210/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 8925 Collins Ave # 9J, Surfside FL 33154?+
The listing reports pets: Maximum 20 Lbs. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Surfside?+
At $6,900, this home is listed about 99% below the Surfside median of $647,500. The market section on this page shows how the area is trending.
Which schools are assigned to 8925 Collins Ave # 9J, Surfside FL 33154?+
Ruth K. Broad Bay Harbor K-8 Center (elementary), Miami Beach Nautilus Middle School (middle), Miami Beach Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SURFSIDE 33154 market on paper
$6,900 is 98% below the SURFSIDE 33154 median of $349,000, and at $4/sqft it sits under the Surfside average of $604.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Ruth K. Broad Bay Harbor K-8 Center, Miami Beach Nautilus Middle School, Miami Beach Senior High School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Ruth K. Broad Bay Harbor K-8 Center rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $7,500, now $6,900 — a $600 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Compass Florida, LLC · Christopher King. MLS #A12015866.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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