545 SW Indianola St, Stuart FL 34994, STUART, FL, 34994
Active87 days on marketListed May 8, 2026MLS #A12015639
About this home
545 SW Indianola St, Stuart FL 34994
Welcome to your private Stuart escape. This beautifully updated home blends comfort, style, and the relaxed coastal lifestyle renters are searching for in 2026. Featuring bright open living spaces, modern finishes, and inviting indoor-outdoor flow, this property feels warm, elevated, and move-in ready from the moment you arrive. Enjoy spacious living areas, a peaceful backyard perfect for entertaining or relaxing, and a location just minutes from downtown Stuart, waterfront dining, shopping, and beaches. Whether you’re looking for a seasonal stay or a full-time Florida lifestyle, this home offers the perfect balance of charm, convenience, and comfort.
Facts & features
The home at a glance
6
Bedrooms
3.5
Bathrooms
3,274
Sqft
2018
Year built
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$232 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$232/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Stuart actives
$3 vs $266
Days on market
87 vs 94 typical
Where $3/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bessey
Get to know Stuart. See the full Stuart guide →
Bessey — neighborhood snapshot
Population
472
Median age
60
Median income
$91,250
Median home value
$451,700
Avg household
2
Households w/ children
25%
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$220K → $1.0M
Stuart median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
42 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 94% below the STUART 34994 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 545 SW Indianola St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$420,000
509 SW Riverdale Street, Stuart FL 34994 · same community
3 bd · 2.5 ba · 2,180 sqft · $193/sqft · 720 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 545 SW Indianola St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 545 SW Indianola St — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
545 SW Indianola St FAQs
What would the monthly payment be for 545 SW Indianola St, Stuart FL 34994?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $232/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 545 SW Indianola St, Stuart FL 34994?+
The listing reports pets: Maximum 20 Lbs. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $10,000, this home is listed about 96% below the Stuart median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 545 SW Indianola St, Stuart FL 34994?+
Stuart Middle School (middle), J. D. Parker School Of Technology (elementary), Jensen Beach High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the STUART 34994 market on paper
$10,000 is 94% below the STUART 34994 median of $179,900, and at $3/sqft it sits under the Stuart average of $375.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Stuart Middle School, J. D. Parker School Of Technology, Jensen Beach High School — Jensen Beach High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $11,775, now $10,000 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Joshua Realty Services, LLC. · Levi Tennenhaus. MLS #A12015639.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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