10955 SW 217th Ter, Miami FL 33170, MIAMI, FL, 33170
Active90 days on marketListed May 11, 2026MLS #A12015090
About this home
10955 SW 217th Ter, Miami FL 33170
Beautifully maintained South Miami-Dade home situated on a spacious 7,500 sq ft lot with ample room for outdoor entertaining, parking, and future customization. This property offers a bright, functional layout with comfortable living spaces, abundant natural light, and a flexible floor plan with potential for an additional bedroom or a home office setup. Step outside to enjoy a large backyard designed for both relaxation and functionality, featuring a gazebo perfect for outdoor gatherings and two storage sheds providing additional space for tools, equipment, or hobbies. The expansive yard also offers ample parking with room for multiple vehicles and potential boat or recreational parking. Conveniently located near major highways, shopping, dining, schools, and parks, this home combines comfort, accessibility, and value in an established South Miami-Dade neighborhood. This is the ideal opportunity for homeowners or investors alike. No HOA. Spacious lot. Great location with easy access throughout Miami-Dade County. Seller offering up to $10,000 towards buyers closing cost.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
918
Sqft
1959
Year built
$485
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,136 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,136/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.4%
$/sqft vs Miami actives
$485 vs $513
Days on market
90 vs 66 typical
Where $485/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33170 — neighborhood snapshot
Population
14,763
Median age
39.4
Median income
$68,953
Median home value
$426,200
Avg household
3.27
Households w/ children
1,830
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
35 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the MIAMI 33170 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 10955 SW 217th Ter
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$451,900
10960 SW 219th Street, Miami FL 33170 · same community
3 bd · 2 ba · 1,276 sqft · $354/sqft · 5 DOM
Sold · Feb ’26$650,000
10925 SW 218th Ter, Miami FL 33170 · same community
4 bd · 3 ba · 2,009 sqft · $324/sqft · 57 DOM
Sold · Dec ’25$335,000
23731 SW 110th Ave, Miami FL 33032
2 bd · 2 ba · 1,130 sqft · $296/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10955 SW 217th Ter — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10955 SW 217th Ter — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10955 SW 217th Ter FAQs
What would the monthly payment be for 10955 SW 217th Ter, Miami FL 33170?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,136/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10955 SW 217th Ter, Miami FL 33170?+
The most recent tax bill on record (2025) was $1,913. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $445,000, this home is listed about 27% below the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10955 SW 217th Ter, Miami FL 33170?+
Pine Villa Elementary School (elementary), Miami Southridge Senior High (high), Cutler Bay Middle (middle), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the MIAMI 33170 market on paper
$445,000 is 18% below the MIAMI 33170 median of $539,900, and at $485/sqft it sits under the Miami average of $651.
02None views
The none view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Pine Villa Elementary School, Miami Southridge Senior High, Cutler Bay Middle, Title I Migrant Education Program, Instructional Center System Wide, District Instructional Center (Dic) — Pine Villa Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $450,000, now $445,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GenTex Real Estate Solutions, LLC. · Cecilia Armstrong. MLS #A12015090.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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