David Ramirez
$450,000$455,0002 bd2 ba970 sqft$464 /sqft$3,482 /mo all-in ↓

4904 SW 139th Ct, Miami FL 33175, MIAMI, FL, 33175

Active92 days on marketListed May 7, 2026MLS #A12014867

Reduced $5KTownhouseBENT TREE CENTER

About this home

4904 SW 139th Ct, Miami FL 33175

Welcome to this charming 2-bedroom, 2-bathroom corner villa in the desirable Bent Tree neighborhood. Located in a peaceful and well-maintained community, this home offers a functional layout with a kitchen that includes the convenience of an in-unit washer and dryer. Enjoy outdoor living on the partially covered patio, perfect for pets and entertaining. Plus, with two parking spots directly in front, convenience is key. Ideally located near Bent Tree Elementary, Bent Tree Park, and just minutes from local dining, shopping, and schools, this villa is the perfect blend of comfort and convenience. Roof was replaced in 2021-2022.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

970

Sqft

2

Garage

1980

Year built

$464

Per sqft

Other View view

Inside

FlooringTile
AppliancesDishwasher · Electric Water Heater · Microwave · Electric Range · Refrigerator · Washer
InteriorFirst Floor Entry
CoolingCentral Air · Electric
HeatingCentral · Electric

Outside & construction

ConstructionCBS Construction
ViewOther View
Parking2 Or More Spaces · No Rv/Boats · No Trucks/Trailers

Community & fees

HOA fee$52/mo
Taxes (2025)$5,068/yr
PetsRestrictions Or Possible Restrictions

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,482 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$422
HOA fee — from the listing$52
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,750
Interest rate6.00%
Loan term

Estimated payment

$3,482/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$422
HOA / condo fee$52
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$375KedgeAI estimate $422,458 · range $390K$456K$474K

vs edgeAI estimate

+6.5%

$/sqft vs Miami actives

$464 vs $513

Days on market

92 vs 66 typical

Where $464/sqft sits among the 400 Miami actives

158
105 · this home
54
29
19
35
$185–417$417–649$649–882$882–1114$1114–1346$1346+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bent Tree

Map of 4904 SW 139th Ct, Miami FL 33175 inside its neighborhood boundary

Get to know Miami. See the full Miami guide →

Bent Tree — neighborhood snapshot

Population

4,177

Median age

51

Median income

$77,918

Median home value

$351,967

Avg household

3

Households w/ children

353

For the school run

Dade County School District

ElementaryBent Tree Elementary School★★★★★
MiddleHoward D. McMillan Middle School★★★★★
HighG. Holmes Braddock Senior High★★★★★
Instructional Center System Wide
Title I Migrant Education Program
District Instructional Center (Dic)

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami market

Seller’s marketLeans buyer18.3 months of inventoryBuyer’s market

$508K$590K

Miami median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

35 of 400

Miami actives have cut their price

Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 47% above the MIAMI 33175 median. See the full Miami market guide →

Paper trail

This home's history

CurrentPrice reduced to $450,000 $5K
May 7, 2026Listed at $455,000 · 92 days on market since
1980Built · BENT TREE CENTER

Reality check

What actually sold near 4904 SW 139th Ct

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5240 SW 139th Pl, Miami FL 33175Sold · Sep ’25

$440,000

5240 SW 139th Pl, Miami FL 33175 · same community

3 bd · 1 ba · 970 sqft · $454/sqft · 6 DOM

5222 SW 139th Pl, Miami FL 33175Sold · Jun ’26

$435,000

5222 SW 139th Pl, Miami FL 33175 · same community

2 bd · 2 ba · 1,028 sqft · $423/sqft · 32 DOM

5022 SW 139th Place, Miami FL 33175Sold · Apr ’26

$450,000

5022 SW 139th Place, Miami FL 33175 · same community

2 bd · 2 ba · 1,028 sqft · $438/sqft · 24 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4904 SW 139th Ct — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4904 SW 139th Ct — before you fall in love.

See it in person

Schedule a tour

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Straight answers

4904 SW 139th Ct FAQs

What would the monthly payment be for 4904 SW 139th Ct, Miami FL 33175?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,482/mo — principal and interest, the actual property-tax bill, the $52/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4904 SW 139th Ct, Miami FL 33175?+

The association fee works out to $52 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4904 SW 139th Ct, Miami FL 33175?+

The most recent tax bill on record (2025) was $5,068. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4904 SW 139th Ct, Miami FL 33175?+

The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Miami?+

At $450,000, this home is listed about 26% below the Miami median of $610,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4904 SW 139th Ct, Miami FL 33175?+

Bent Tree Elementary School (elementary), Howard D. McMillan Middle School (middle), G. Holmes Braddock Senior High (high), Instructional Center System Wide (), Title I Migrant Education Program (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$450,000 runs 47% above the MIAMI 33175 median.

02Other View views

The other view view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Bent Tree Elementary School, Howard D. McMillan Middle School, G. Holmes Braddock Senior High, Instructional Center System Wide, Title I Migrant Education Program, District Instructional Center (Dic) — Bent Tree Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $455,000, now $450,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of FIP Realty Services, LLC · Fernando Montoya. MLS #A12014867.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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