205 Humpty Dumpty Dr, Key Largo FL 33037, KEY LARGO, FL, 33037
Active107 days on marketListed May 1, 2026MLS #A12014129
About this home
205 Humpty Dumpty Dr, Key Largo FL 33037
SELLER SAYS "MAKE AN OFFER" Ocean views and direct ocean access! Here's your chance to own an oceanside property in Key Largo with over 44ft of concrete dockage on a beautiful, clean canal in Key Largo's well desired Wynken Blynken & Nod subdivision. The spacious double wide has been thoughtfully updated with tile floors, an open kitchen, large bedrooms with tons of closet space and two fully updated baths. Light and bright with eastern exposure, there are lots of windows and a large covered patio to enjoy sunrises over the Atlantic and breezy afternoons in the shade. Keep your boat high and dry on the 15,000lb boat lift, lower it down and you will be offshore on Key Largo's famous reefs and wrecks in minutes! There is a private homeowner's boat ramp for the exclusive use of neighborhood residents as well. Ideally located at mm96 in Key Largo for easy access to all the fishing, diving, dining, shopping, breweries and galleries the Upper Keys are known for. Enjoy the beauty of Key Largo living now and later you have the option of redeveloping at anytime with no waiting for ROGO - all while keeping those spectacular ocean views!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,296
Sqft
1970
Year built
$678
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,718 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,718/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Key Largo actives
$678 vs $727
Days on market
107 vs 71 typical
Where $678/sqft sits among the 110 Key Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Key Largo
Get to know Key Largo. See the full Key Largo guide →
KEY LARGO 33037 — neighborhood snapshot
Population
13,674
Median age
54.2
Median income
$80,911
Median home value
$660,700
Avg household
2.34
Households w/ children
999
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Key Largo market
$1.1M → $910K
Key Largo median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
10 of 110
Key Largo actives have cut their price
Median sold price, Key Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the KEY LARGO 33037 median. See the full Key Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 205 Humpty Dumpty Dr
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$715,000
51 N BAY HARBOR DRIVE
2 bd · 2 ba · 1,280 sqft · $559/sqft · 13 DOM
Sold · Jan ’26$1,395,000
96000 Overseas Hwy # L5, Key Largo FL 33037
2 bd · 2.5 ba · 1,238 sqft · $1,127/sqft · 2 DOM
Sold · Sep ’25$720,000
111 Tweedy Pie Ter, Key Largo FL 33037
2 bd · 2 ba · 1,152 sqft · $625/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 205 Humpty Dumpty Dr — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 205 Humpty Dumpty Dr — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
205 Humpty Dumpty Dr FAQs
What would the monthly payment be for 205 Humpty Dumpty Dr, Key Largo FL 33037?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,718/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 205 Humpty Dumpty Dr, Key Largo FL 33037?+
The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 205 Humpty Dumpty Dr, Key Largo FL 33037?+
The most recent tax bill on record (2025) was $4,827. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Key Largo?+
At $879,000, this home is priced right at the Key Largo median.
Which schools are assigned to 205 Humpty Dumpty Dr, Key Largo FL 33037?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$879,000 runs 26% above the KEY LARGO 33037 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $895,000, now $879,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of American Caribbean Real Estate · Lorie Leal. MLS #A12014129.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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