3045 SW 124th Ct, Miami FL 33175, MIAMI, FL, 33175
Active92 days on marketListed May 6, 2026MLS #A12013912
About this home
3045 SW 124th Ct, Miami FL 33175
Beautifully updated 5bed/2bath canal-front home with water access, an oversized lot, and large driveway. Features include a fully updated kitchen, newly remodeled bathrooms, brand new flooring throughout, and recessed lighting. This home offers spacious living areas with an abundance of natural light, in-house laundry, and room for a boat and pool. The converted garage offers a private entrance for guests or in-laws, while the detached structure provides endless potential. Located on a quiet low traffic street this private oasis offers a combination of sophisticated indoor and outdoor living. Located less than 5 minutes from a major hospital and the Florida Turnpike, with easy access to shopping, and dining.
Facts & features
The home at a glance
5
Bedrooms
2
Bathrooms
2,155
Sqft
1967
Year built
$405
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,027 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,027/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.2%
$/sqft vs Miami actives
$405 vs $513
Days on market
92 vs 66 typical
Where $405/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Southern Estates
Get to know Miami. See the full Miami guide →
Southern Estates — neighborhood snapshot
Population
5,353
Median age
51
Median income
$69,482
Median home value
$481,782
Avg household
3
Households w/ children
422
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
35 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 186% above the MIAMI 33175 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 3045 SW 124th Ct
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$810,000
12545 SW 31st Ter, Miami FL 33175 · same community
4 bd · 2 ba · 1,975 sqft · $410/sqft · 3 DOM
Sold · Nov ’25$1,100,000
12555 SW 31st St, Miami FL 33175 · same community
4 bd · 4 ba · 3,206 sqft · $343/sqft · 167 DOM
Sold · May ’26$550,000
11430 SW 41st Ter, Miami FL 33165
5 bd · 3 ba · 2,154 sqft · $255/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3045 SW 124th Ct — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3045 SW 124th Ct — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3045 SW 124th Ct FAQs
What would the monthly payment be for 3045 SW 124th Ct, Miami FL 33175?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,027/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3045 SW 124th Ct, Miami FL 33175?+
The most recent tax bill on record (2025) was $9,951. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $873,000, this home is listed about 43% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3045 SW 124th Ct, Miami FL 33175?+
Greenglade Elementary School (elementary), W. R. Thomas Middle School (middle), G. Holmes Braddock Senior High (high), Instructional Center System Wide (), District Instructional Center (Dic) (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$873,000 runs 186% above the MIAMI 33175 median — but at 2,155 sqft it's also nearly twice the size of the typical Miami listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $894,000, now $873,000 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Keller Williams Capital Realty · Adam Alonso. MLS #A12013912.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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