1431 Certosa Ave, Coral Gables FL 33146, CORAL GABLES, FL, 33146
Active100 days on marketListed May 7, 2026MLS #A12012818
About this home
1431 Certosa Ave, Coral Gables FL 33146
A rare opportunity to own a newly built contemporary residence in the highly sought-after Coral Gables Riviera. This new construction home offers 4 bedrooms, 3.5 bathrooms + den, 3,674 SF total, and 3,050 SF under A/C, with exceptional craftsmanship and elevated finishes throughout. Designed with a bright open floor plan, the home features soaring ceilings, expansive living spaces, and abundant natural light. The custom kitchen is outfitted with real white oak cabinetry, quartzite countertops, a large center island, Sub-Zero & Wolf appliances, and refined natural wood millwork paired with marble & premium stone finishes. Indoor and outdoor living blend seamlessly with direct access to the pool and covered summer kitchen, creating the perfect setting for entertaining. The primary suite features direct backyard access and an oversized walk-in closet, while the secondary bathrooms are thoughtfully designed with custom vanities, premium natural stone, designer fixtures, frameless glass showers, and elevated finishes that mirror the home’s refined aesthetic. Additional highlights include marble surfaces throughout, a laundry room finished with Taj Mahal quartzite, natural gas service, dual Carrier Infinity A/C systems, marble pavers, tongue-and-groove overhangs, and custom 2 car garage with ADCO walnut-finish garage doors. A timeless blend of modern luxury and classic Coral Gables elegance, ideally located near the University of Miami and Riviera Country Club.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,050
Sqft
2
Garage
2026
Year built
$1,311
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$25,315 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$25,315/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+54.2%
$/sqft vs CORAL GABLES RIVIERA SEC
$1,311 vs $1,376
Days on market
100 vs 67 typical
Where $1,311/sqft sits among the 11 homes for sale in CORAL GABLES RIVIERA SEC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coral Gables
Get to know Coral Gables. See the full Coral Gables guide →
CORAL GABLES 33146 — neighborhood snapshot
Population
18,861
Median age
22.4
Median income
$124,712
Median home value
$1,141,800
Avg household
2.23
Households w/ children
1,375
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Coral Gables market
$1.6M → $1.3M
Coral Gables median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
1 of 11
CORAL GABLES RIVIERA SEC have cut their price
This home is listed 1444% above the CORAL GABLES 33146 median. See the full Coral Gables market guide →
Paper trail
This home's history
Reality check
What actually sold near 1431 Certosa Ave
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$3,650,000
4315 Anderson Rd, Coral Gables FL 33146 · same community
4 bd · 3.5 ba · 3,094 sqft · $1,180/sqft · 24 DOM
Sold · Sep ’25$1,950,000
4830 San Amaro Dr, Coral Gables FL 33146 · same community
4 bd · 3 ba · 2,818 sqft · $692/sqft · 83 DOM
Sold · Aug ’25$3,150,000
6925 Tordera St, Coral Gables FL 33146 · same community
5 bd · 4.5 ba · 3,354 sqft · $939/sqft · 130 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1431 Certosa Ave — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1431 Certosa Ave — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1431 Certosa Ave FAQs
What would the monthly payment be for 1431 Certosa Ave, Coral Gables FL 33146?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $25,315/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1431 Certosa Ave, Coral Gables FL 33146?+
The most recent tax bill on record (2025) was $24,928. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Coral Gables?+
At $3,999,000, this home is listed about 78% above the Coral Gables median of $2,250,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1431 Certosa Ave, Coral Gables FL 33146?+
David Fairchild Elementary School (elementary), Ponce De Leon Middle School (middle), Coral Gables Senior High School (high), Instructional Center System Wide (), District Instructional Center (Dic) (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$3,999,000 runs 1444% above the CORAL GABLES 33146 median — but at 3,050 sqft it's also 37% larger than the typical Coral Gables listing.
02Other views
The other view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
David Fairchild Elementary School, Ponce De Leon Middle School, Coral Gables Senior High School, Instructional Center System Wide, District Instructional Center (Dic), Title I Migrant Education Program — David Fairchild Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Coldwell Banker Realty · Alexander San Juan. MLS #A12012818.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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