1045 NW 126th Pl, Miami FL 33182, MIAMI, FL, 33182
Active95 days on marketListed May 4, 2026MLS #A12012364
About this home
1045 NW 126th Pl, Miami FL 33182
Welcome to Lake Pointe, one of West Miami-Dade's most established and accessible communities. This two-story 3-bed/2.5-bath single-family home is priced to reflect its original condition and positioned for the buyer who wants to build equity on their own terms. Brand new roof already done. Solid bones, functional layout, generous living areas on the main level, all bedrooms privately upstairs, and a large oversized patio with its own side entrance. This is the space. You bring the vision. Priced as the most competitive single-family home in the neighborhood. Low quarterly HOA. Minutes from Dolphin Mall, major expressways, top dining, and everyday essentials. FHA and conventional financing welcome. If you've been priced out of turnkey but want the space, the lot, and the neighborhood, this is your entry point. The bones are solid. The location is proven. And to make this decision even easier, the seller is putting $9,000 in your pocket at closing to make this home exactly yours.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,582
Sqft
1989
Year built
$353
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,341 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,341/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.6%
$/sqft vs Miami actives
$353 vs $513
Days on market
95 vs 66 typical
Where $353/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Pointe
Get to know Miami. See the full Miami guide →
Lake Pointe — neighborhood snapshot
Population
4,193
Median age
40
Median income
$76,501
Median home value
$501,194
Avg household
3
Households w/ children
482
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
35 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% above the MIAMI 33182 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 1045 NW 126th Pl
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$565,000
12692 NW 8th Trl, Miami FL 33182 · same community
3 bd · 2.5 ba · 1,582 sqft · $357/sqft · 121 DOM
Sold · Oct ’25$579,000
12663 NW 8th Way, Miami FL 33182 · same community
3 bd · 2.5 ba · 1,690 sqft · $343/sqft · 124 DOM
Sold · Feb ’26$630,000
13337 NW 3rd Ln, Miami FL 33182
4 bd · 2 ba · 1,592 sqft · $396/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1045 NW 126th Pl — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1045 NW 126th Pl — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1045 NW 126th Pl FAQs
What would the monthly payment be for 1045 NW 126th Pl, Miami FL 33182?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,341/mo — principal and interest, the actual property-tax bill, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1045 NW 126th Pl, Miami FL 33182?+
The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1045 NW 126th Pl, Miami FL 33182?+
The most recent tax bill on record (2025) was $6,996. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1045 NW 126th Pl, Miami FL 33182?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $559,000, this home is listed about 8% below the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1045 NW 126th Pl, Miami FL 33182?+
Paul W. Bell Middle School (middle), Marjory Stoneman Douglas Elementary (elementary), G. Holmes Braddock Senior High (high), Instructional Center System Wide (), District Instructional Center (Dic) (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$559,000 runs 44% above the MIAMI 33182 median — but at 1,582 sqft it's also 31% larger than the typical Miami listing.
02None views
The none view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Paul W. Bell Middle School, Marjory Stoneman Douglas Elementary, G. Holmes Braddock Senior High, Instructional Center System Wide, District Instructional Center (Dic), Title I Migrant Education Program — Marjory Stoneman Douglas Elementary rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Elev8ed Estates Corp · Yamile Dominguez. MLS #A12012364.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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