13499 Biscayne Blvd # 404, North Miami FL 33181, NORTH MIAMI, FL, 33181
Active103 days on marketListed May 2, 2026MLS #A12011970
About this home
13499 Biscayne Blvd # 404, North Miami FL 33181
EXCELLENT OPPORTUNITY TO OWN A NICE ONE BEDROOM AND ONE AND A HALF BATHROOM SPACIOUS UNIT IN AN EXCELLENT LOCATION WITH OPEN BALCONY TO TROPICAL PARK GARDENS OF THE BUILDING, STAINLESS STEEL APPLIANCES, BBQ AREA, POOL, CLUB HOUSE.COME ENJOY BEING A RESIDENT IN THE HEART OF NORTH MIAMI BEACH, STEPS FROM STARBUCKS CAFFE AND FANTASTIC DINING, SHOPPING AND A FEW MILES FROM FAMOUS MIAMI BEACH, BICYCLE AND WALK ON THIS BEAUTIFUL, QUIET AREA NEAR TO AVENTURA MALL, BALHARBOUR, GREAT, GREAT LOCATION WITH NO RENTAL RESTRICTIONS!, OWNER MOTIVATED!!
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
740
Sqft
1
Garage
1973
Year built
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,086 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,086/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.4%
$/sqft vs SAILBOAT CAY CONDO
$210 vs $189
Days on market
103 vs 78 typical
Where $210/sqft sits among the 20 homes for sale in SAILBOAT CAY CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Amber Creek East
Get to know North Miami. See the full North Miami guide →
Amber Creek East — neighborhood snapshot
Population
3,907
Median age
42
Median income
$70,257
Median home value
$301,891
Avg household
2
Households w/ children
323
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Miami market
$555K → $538K
North Miami median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
1 of 20
SAILBOAT CAY CONDO have cut their price
Median sold price, North Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the NORTH MIAMI 33181 median. See the full North Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 13499 Biscayne Blvd # 404
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$77,000
13499 Biscayne Blvd # 407, North Miami FL 33181 · same community
2 bd · 2 ba · 900 sqft · $86/sqft · 130 DOM
Sold · Jun ’26$130,000
13499 Biscayne Blvd # 809, North Miami FL 33181 · same community
2 bd · 2 ba · 1,050 sqft · $124/sqft · 13 DOM
Sold · Jun ’26$175,000
1800 Sans Souci Blvd # 109, North Miami FL 33181
1 bd · 1.5 ba · 714 sqft · $245/sqft · 113 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13499 Biscayne Blvd # 404 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13499 Biscayne Blvd # 404 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13499 Biscayne Blvd # 404 FAQs
What would the monthly payment be for 13499 Biscayne Blvd # 404, North Miami FL 33181?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,086/mo — principal and interest, the actual property-tax bill, the $765/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13499 Biscayne Blvd # 404, North Miami FL 33181?+
The association fee works out to $765 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13499 Biscayne Blvd # 404, North Miami FL 33181?+
The most recent tax bill on record (2025) was $2,103. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13499 Biscayne Blvd # 404, North Miami FL 33181?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in North Miami?+
At $155,700, this home is listed about 47% below the North Miami median of $295,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13499 Biscayne Blvd # 404, North Miami FL 33181?+
David Lawrence Junior K-8 Center (elementary), Alonzo & Tracy Mourning Senior High School (high), John F. Kennedy Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the NORTH MIAMI 33181 market on paper
$155,700 is 13% below the NORTH MIAMI 33181 median of $179,900, and at $210/sqft it sits under the North Miami average of $386.
02Bay & Canal & Pool Area View views
The bay and canal and pool area view view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $765/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $156,000, now $155,700 — a $300 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Yaffe International Realty · Monica Zarante. MLS #A12011970.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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