322 Madeira Ave # 405, Coral Gables FL 33134, CORAL GABLES, FL, 33134
Active108 days on marketListed May 1, 2026MLS #A12010329
About this home
322 Madeira Ave # 405, Coral Gables FL 33134
Beautifully updated 2-bedroom, 2-bath residence in the heart of Coral Gables. This well-designed unit features a desirable split floor plan with spacious living and dining areas, perfect for both everyday living and entertaining. The property offers the rare combination of a private balcony and an additional terrace, providing multiple outdoor spaces to enjoy. The kitchen and bathrooms have been tastefully updated, offering a clean and modern feel. The primary suite includes a walk-in closet and en-suite bath, while the second bedroom is well-sized with convenient access to a full bathroom. Located in a boutique building just minutes from Miracle Mile, Coral Gables Country Club, dining, shopping, and top local amenities. A great opportunity to own a move-in-ready residence in one of Miami’s most desirable neighborhoods. Property has 2 covered assigned parking spaces and 1 storage unit. Per Tenant, next available date for Showings: Friday, June 19
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,195
Sqft
2
Garage
2004
Year built
$501
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,173 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,173/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.2%
$/sqft vs Coral Gables actives
$501 vs $1,007
Days on market
108 vs 67 typical
Where $501/sqft sits among the 279 Coral Gables actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Ponce De Leon
Get to know Coral Gables. See the full Coral Gables guide →
North Ponce De Leon — neighborhood snapshot
Population
5,576
Median age
44
Median income
$73,703
Median home value
$481,576
Avg household
2
Households w/ children
481
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Coral Gables market
$1.6M → $1.3M
Coral Gables median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
24 of 279
Coral Gables actives have cut their price
This home is listed 4459% above the CORAL GABLES 33134 median. See the full Coral Gables market guide →
Paper trail
This home's history
Reality check
What actually sold near 322 Madeira Ave # 405
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$490,000
322 Madeira Ave # 304, Coral Gables FL 33134 · same community
2 bd · 2 ba · 1,195 sqft · $410/sqft · 11 DOM
Sold · Jun ’26$520,000
322 Madeira Ave # 503, Coral Gables FL 33134 · same community
2 bd · 2 ba · 1,195 sqft · $435/sqft · 33 DOM
Sold · Mar ’26$535,000
322 Madeira Ave # 401, Coral Gables FL 33134 · same community
2 bd · 2 ba · 1,176 sqft · $455/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 322 Madeira Ave # 405 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 322 Madeira Ave # 405 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
322 Madeira Ave # 405 FAQs
What would the monthly payment be for 322 Madeira Ave # 405, Coral Gables FL 33134?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,173/mo — principal and interest, the actual property-tax bill, the $875/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 322 Madeira Ave # 405, Coral Gables FL 33134?+
The association fee works out to $875 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 322 Madeira Ave # 405, Coral Gables FL 33134?+
The most recent tax bill on record (2025) was $8,178. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 322 Madeira Ave # 405, Coral Gables FL 33134?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Coral Gables?+
At $599,000, this home is listed about 73% below the Coral Gables median of $2,250,000. The market section on this page shows how the area is trending.
Which schools are assigned to 322 Madeira Ave # 405, Coral Gables FL 33134?+
Coral Gables Preparatory Academy (elementary), Coral Gables Senior High School (high), Ponce De Leon Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$599,000 runs 4459% above the CORAL GABLES 33134 median.
02Other View & None views
The other view and none view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $875/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Coral Gables Preparatory Academy, Coral Gables Senior High School, Ponce De Leon Middle School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Coral Gables Preparatory Academy rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $625,000, now $599,000 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FI Real Estate Brokerage LLC · Natalia Purisaca. MLS #A12010329.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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