12990 SW 63rd Ter # 605, Miami FL 33183, MIAMI, FL, 33183
Active108 days on marketListed Apr 27, 2026MLS #A12008658
About this home
12990 SW 63rd Ter # 605, Miami FL 33183
Washer and dryer in the unit
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
711
Sqft
1
Garage
1987
Year built
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Miami actives
$3 vs $511
Days on market
108 vs 66 typical
Where $3/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33183 — neighborhood snapshot
Population
33,811
Median age
47.8
Median income
$67,741
Median home value
$372,000
Avg household
2.71
Households w/ children
3,387
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the MIAMI 33183 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 12990 SW 63rd Ter # 605
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$234,000
Nearby listing · same community
1 bd · 1 ba · 711 sqft · $329/sqft · 300 DOM
Sold · Aug ’25$215,000
6420 SW 129th Pl # 206, Miami FL 33183 · same community
1 bd · 1 ba · 711 sqft · $302/sqft · 163 DOM
Sold · Aug ’25$394,000
6435 SW 130th Ave # 302, Miami FL 33183 · same community
2 bd · 2.5 ba · 1,100 sqft · $358/sqft · 78 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12990 SW 63rd Ter # 605 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12990 SW 63rd Ter # 605 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12990 SW 63rd Ter # 605 FAQs
What would the monthly payment be for 12990 SW 63rd Ter # 605, Miami FL 33183?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 12990 SW 63rd Ter # 605, Miami FL 33183?+
The listing reports pets: Maximum 20 Lbs. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $1,950, this home is listed about 100% below the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12990 SW 63rd Ter # 605, Miami FL 33183?+
Miami Sunset Senior High School (high), Howard D. McMillan Middle School (middle), Winston Park K-8 Center (elementary), Instructional Center System Wide (), Title I Migrant Education Program (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MIAMI 33183 market on paper
$1,950 is 99% below the MIAMI 33183 median of $230,000, and at $3/sqft it sits under the Miami average of $651.
02Strong assigned schools
Miami Sunset Senior High School, Howard D. McMillan Middle School, Winston Park K-8 Center, Instructional Center System Wide, Title I Migrant Education Program, District Instructional Center (Dic) — Winston Park K-8 Center rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $2,000, now $1,950 — a $50 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of London Foster Realty · Maria Parra. MLS #A12008658.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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