443 Sombrero Beach Rd, Marathon FL 33050, MARATHON, FL, 33050
Active133 days on marketListed Mar 27, 2026MLS #A12008188
About this home
443 Sombrero Beach Rd, Marathon FL 33050
Weekly rental income-producing property with open water access and dockage on desirable Sombrero Beach Road. This 5-bedroom, 5-bath coastal villa is a proven vacation rental offering immediate income potential in the heart of Marathon, just moments from Sombrero Beach. Thoughtfully designed across three levels, the home features light-filled interiors with a coastal palette of soft blues and crisp whites, creating a relaxed luxury feel. Modern finishes, spacious living areas, and seamless indoor-outdoor flow enhance the overall appeal. An elevator provides convenient access to all levels, and multiple balconies capture tropical breezes and water views. Private dockage with direct open water access makes this an ideal property for boating and fishing enthusiasts. The outdoor area includes a private pool and ample space for entertaining, adding to its strong rental performance. Located just a short walk or bike ride to Sombrero Beach, known for its sandy shoreline, calm waters, and beautiful sunsets. Ideal as an investment property, second home, or full-time residence with income potential.
Facts & features
The home at a glance
5
Bedrooms
5
Bathrooms
2,860
Sqft
1
Garage
2019
Year built
$1,005
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$18,660 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$18,660/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Marathon actives
$1,005 vs $661
Days on market
133 vs 94 typical
Where $1,005/sqft sits among the 47 Marathon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Marathon
Get to know Marathon. See the full Marathon guide →
MARATHON 33050 — neighborhood snapshot
Population
10,586
Median age
48.1
Median income
$83,243
Median home value
$705,600
Avg household
2.44
Households w/ children
995
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Marathon market
$1.1M → $815K
Marathon median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
4 of 47
Marathon actives have cut their price
Median sold price, Marathon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 351% above the MARATHON 33050 median. See the full Marathon market guide →
Paper trail
This home's history
Reality check
What actually sold near 443 Sombrero Beach Rd
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$2,800,000
3 Man O War Dr, Marathon FL 33050
4 bd · 4 ba · 2,824 sqft · $992/sqft · 21 DOM
Sold · Jun ’26$4,500,000
810 39TH STREET GULF
5 bd · 5 ba · 3,026 sqft · $1,487/sqft · 107 DOM
Sold · Apr ’26$5,900,000
83 Tingler Ln, Marathon FL 33050
5 bd · 4.5 ba · 3,580 sqft · $1,648/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 443 Sombrero Beach Rd — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 443 Sombrero Beach Rd — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
443 Sombrero Beach Rd FAQs
What would the monthly payment be for 443 Sombrero Beach Rd, Marathon FL 33050?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $18,660/mo — principal and interest, the actual property-tax bill, the $525/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 443 Sombrero Beach Rd, Marathon FL 33050?+
The association fee works out to $525 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 443 Sombrero Beach Rd, Marathon FL 33050?+
The most recent tax bill on record (2025) was $16,607. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 443 Sombrero Beach Rd, Marathon FL 33050?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Marathon?+
At $2,875,000, this home is listed about 225% above the Marathon median of $885,000. The market section on this page shows how the area is trending.
Which schools are assigned to 443 Sombrero Beach Rd, Marathon FL 33050?+
Marathon School (high), Stanley Switlik Elementary School (elementary) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,875,000 runs 351% above the MARATHON 33050 median — but at 2,860 sqft it's also nearly twice the size of the typical Marathon listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $525/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $2,975,000, now $2,875,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Engel & Völkers Islamorada · Stephany Duvall. MLS #A12008188.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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