1090 NE 84th St, Miami FL 33138, MIAMI, FL, 33138
Active105 days on marketListed Apr 28, 2026MLS #A12007923
About this home
1090 NE 84th St, Miami FL 33138
Your private oasis—where modern luxury meets serene waterfront living in one of Miami’s most desirable enclaves near Davis Harbor. This exceptional estate showcases 75 feet of prime water frontage and a 50-foot private dock with no fixed bridges, offering direct ocean access to Biscayne Bay—an unparalleled advantage for boating enthusiasts and yacht owners alike. Designed with a refined luxury presence, this residence is ideal for both elevated entertaining and everyday comfort. Enjoy a private beach and a resort-style heated saltwater pool with a tranquil jacuzzi, all surrounded by lush, professionally landscaped grounds. The expansive travertine deck and top-of-the-line Fisher & Paykel outdoor kitchen create a seamless indoor-outdoor lifestyle, perfect for upscale alfresco dining and hosting. A gated entry ensures privacy and exclusivity, while the detached guest house—currently outfitted as a private gym—offers flexibility as a guest suite, executive office, or maid/nanny quarters. Built in 2015, this turnkey smart home delivers modern architecture, high-end finishes, and the ultimate Miami waterfront lifestyle. A rare opportunity for the discerning buyer seeking luxury, privacy, and direct ocean access—minutes from world-class dining, beaches, and vibrant city life.
Facts & features
The home at a glance
4
Bedrooms
5
Bathrooms
2,664
Sqft
1
Garage
2015
Year built
$1,502
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$27,091 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$27,091/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Miami actives
$1,502 vs $513
Days on market
105 vs 66 typical
Where $1,502/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Upper Eastside
Get to know Miami. See the full Miami guide →
Upper Eastside — neighborhood snapshot
Population
14,642
Median age
43
Median income
$80,911
Median home value
$854,030
Avg household
2
Households w/ children
1,433
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1112% above the MIAMI 33138 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 1090 NE 84th St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$1,102,500
820 NE 80th St, Miami FL 33138
4 bd · 3 ba · 2,638 sqft · $418/sqft · 200 DOM
Sold · Sep ’25$1,834,000
712 NE 72nd St, Miami FL 33138
4 bd · 4 ba · 2,562 sqft · $716/sqft · 113 DOM
Sold · Oct ’25$1,875,000
683 NE 68th St, Miami FL 33138
4 bd · 3.5 ba · 2,504 sqft · $749/sqft · 178 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1090 NE 84th St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1090 NE 84th St — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1090 NE 84th St FAQs
What would the monthly payment be for 1090 NE 84th St, Miami FL 33138?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $27,091/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1090 NE 84th St, Miami FL 33138?+
The most recent tax bill on record (2025) was $46,164. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1090 NE 84th St, Miami FL 33138?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $4,000,000, this home is listed about 556% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1090 NE 84th St, Miami FL 33138?+
Morningside K-8 Academy (elementary), District Instructional Center (Dic) (), Horace Mann Middle School (middle), Booker T. Washington Senior High (high), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$4,000,000 runs 1112% above the MIAMI 33138 median — but at 2,664 sqft it's also nearly twice the size of the typical Miami listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Morningside K-8 Academy, District Instructional Center (Dic), Horace Mann Middle School, Booker T. Washington Senior High, Instructional Center System Wide, Title I Migrant Education Program — Morningside K-8 Academy rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of The Agency Florida LLC · Justin Knops. MLS #A12007923.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Miami homes, in your inbox
Like 1090 NE 84th St, Miami FL 33138 but not quite? A daily digest of every new listing in Miami — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →