David Ramirez
$3,200$3,8003 bd1 ba1,650 sqft$2 /sqft$183 /mo all-in ↓

4000 NW 195th St, Miami Gardens FL 33055, MIAMI GARDENS, FL, 33055

Active107 days on marketListed May 4, 2026MLS #A12007764

Priced 99% below the MIAMI GARDENS 33055 medianReduced $600Single Family ResidenceCAROL CITY GARDENS

About this home

4000 NW 195th St, Miami Gardens FL 33055

Fully remodeled home in Miami Gardens featuring a modern design and brand-new appliances, including washer and dryer . This 3-bedroom ,1-bathroom property offers a comfortable layout with a tastefully designed interior and updated finishes throughout . Enjoy a private yard, perfect for outdoor living. First month and one security deposit .

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

1,650

Sqft

1959

Year built

$2

Per sqft

Inside

InteriorFirst Floor Entry
CoolingCentral Air

Outside & construction

ParkingAdditional Spaces Available

Community & fees

PetsRestrictions Or Possible Restrictions

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$183 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$19
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $112Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $112
Interest rate6.00%
Loan term

Estimated payment

$183/mo

Principal & interest$19
FHA mortgage insurance (est.)$1
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Miami Gardens actives

$2 vs $352

Days on market

107 vs 36 typical

Where $2/sqft sits among the 262 Miami Gardens actives

2 · this home
19
39
78
75
49
$2–90$90–179$179–267$267–356$356–444$444+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Carol City

Map of 4000 NW 195th St, Miami Gardens FL 33055 inside its neighborhood boundary

Get to know Miami Gardens. See the full Miami Gardens guide →

Carol City — neighborhood snapshot

Population

52,672

Median age

43

Median income

$60,694

Median home value

$317,344

Avg household

3

Households w/ children

5,621

For the school run

Dade County School District

ElementaryMiami Gardens Elementary School★★★★★
MiddleCarol City Middle School★★★★★
HighMiami Carol City Senior High★★★★★
District Instructional Center (Dic)
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami Gardens market

Seller’s marketLeans buyer9.1 months of inventoryBuyer’s market

$524K$500K

Miami Gardens median sold, yr/yr

99.0%

Sale-to-list ratio (12 mo)

18 of 262

Miami Gardens actives have cut their price

Median sold price, Miami Gardens, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the MIAMI GARDENS 33055 median. See the full Miami Gardens market guide →

Paper trail

This home's history

CurrentPrice reduced to $3,200 $600
May 4, 2026Listed at $3,800 · 107 days on market since
1959Built · CAROL CITY GARDENS

Reality check

What actually sold near 4000 NW 195th St

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

18800 NW 39th Ct, Miami Gardens FL 33055Sold · Apr ’26

$575,000

18800 NW 39th Ct, Miami Gardens FL 33055 · same community

4 bd · 2 ba · 1,399 sqft · $411/sqft · 31 DOM

3970 NW 195th Street, Miami Gardens FL 33055Sold · Feb ’26

$525,000

3970 NW 195th Street, Miami Gardens FL 33055 · same community

3 bd · 1 ba · 1,226 sqft · $428/sqft · 11 DOM

4111 NW 192nd St, Miami Gardens FL 33055Sold · Feb ’26

$479,000

4111 NW 192nd St, Miami Gardens FL 33055 · same community

3 bd · 1 ba · 1,127 sqft · $425/sqft · 55 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4000 NW 195th St — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4000 NW 195th St — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

4000 NW 195th St FAQs

What would the monthly payment be for 4000 NW 195th St, Miami Gardens FL 33055?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $183/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 4000 NW 195th St, Miami Gardens FL 33055?+

The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Miami Gardens?+

At $3,200, this home is listed about 99% below the Miami Gardens median of $523,999. The market section on this page shows how the area is trending.

Which schools are assigned to 4000 NW 195th St, Miami Gardens FL 33055?+

Miami Gardens Elementary School (elementary), Carol City Middle School (middle), Miami Carol City Senior High (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the MIAMI GARDENS 33055 market on paper

$3,200 is 99% below the MIAMI GARDENS 33055 median of $430,000, and at $2/sqft it sits under the Miami Gardens average of $351.

02Time on market is leverage

107 days on market against a Miami Gardens median of 36 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $3,800, now $3,200 — a $600 cut. The full history is in the market section below.

Listing courtesy of Premium Miami Realty · Beatriz Gonzalez. MLS #A12007764.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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