David Ramirez
$675,000$739,0003 bd3 ba2,496 sqft$270 /sqft$5,023 /mo all-in ↓

6120 Victory Dr, Ave Maria FL 34142, AVE MARIA, FL, 34142

Active108 days on marketListed Apr 25, 2026MLS #A12007687

Reduced $64KWaterfrontSingle Family ResidenceDel Webb Naples,Ave Maria

About this home

6120 Victory Dr, Ave Maria FL 34142

Impeccable! PINNACLE MODEL ON PREMIUM LOT W/GOLF FRONTAGE & LAKE VIEWS ON PANTHER RUN’S 10TH HOLE W/SUNSET VIEWS! Includes Golf Cart & Generator! Resort Living - Del Webb 55+ 3BR + Den, 3BA, 3CG on quiet cul-de-sac *Ranch - no stairs, ~2,500 sq ft *High Ceilings & Crown Molding upgraded LEDs/dimmers *COREtec Waterproof Fl. throughout w/soft-foot padding *Chef’s Kitchen - white satin cabinets w/pull-outs, Silestone 10'+ island, RO system, walk-in pantry *Den w/Built-In shelving - can convert to 4th BR *Lg Master Suite - tray ceilings, spa bath, step-in shower, electric bidet seats in each of the 3 full baths *Guest Suite + Murphy BR - both w/walk-in closets *Laundry Rm - Cabinets, sink, large-capacity W/D *Screened Lanai - waterfall, LED lights *Hot tub under covered area w/remote hurricane shutters for privacy *Hurricane panels, whole-home surge protection *10kW Generator & reservoir *Epoxy-Fl Gar - overhead racks, quiet belt driven door opener, fresh paint in/out *+30' elev. above sea level, Underground utilities, NO FLOOD insurance required *Walk/Golf-Cart to Amenities - Rusty Putter Restaurant, 2 resort pools, gym, tennis, pickleball *Ave Maria Conveniences - Publix, dine, bank, dog parks, worship *Everglades - peaceful, abundant wildlife *CUSTOM AUDIO & VIDEO PKG negotiable- Bose surround sound *Yamaha self-playing piano-FOR SEPARATE SALE *MUST SEE! RARE OPPORTUNITY TO ACQUIRE A WELL MAINTAINED HOME IN WHAT WE REFER TO AS PARADISE ON EARTH...IN A GATED DEL WEBB COMMUNITY!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,496

Sqft

3

Garage

2014

Year built

$270

Per sqft

WaterfrontGolf Course & Water viewFurniture For Sale,Furniture Negotiable55+ community

Inside

FlooringVinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Other Equipment/Appliances · Water Purifier · Electric Range · Refrigerator · Wall Oven · Washer
InteriorFirst Floor Entry · Built-in Features · Entrance Foyer · Laundry Tub · Pantry · 3 Bedroom Split · Walk-In Closet(s) · Den/Library/Office · Utility Room/Laundry
LaundryLaundry Tub · Utility Room/Laundry
CoolingCeiling Fan(s) · Central Air
HeatingCentral
FurnishedFurniture For Sale,Furniture Negotiable

Outside & construction

RoofBarrel Roof
ConstructionConcrete Block Construction
ViewGolf Course · Water
FacesNortheast
ParkingDriveway · Golf Cart Parking · Paver Block
ExteriorLighting

Community & fees

HOA fee$431/mo
Taxes (2025)$6,437/yr
PetsDogs OK
CommunityAdditional Amenities · Gated · Clubhouse · Pool · Tennis Court(s) · Exercise Room · Game Room · Gated Community · Golf Course Community · Maintained Community · Management On Site · Mandatory Hoa · Other Membership Available · Other · Paved Road · Pickleball · Picnic Area · Private Membership Available · Private Roads · Sauna · Shuffle Board · Sidewalks · Spa/Hot Tub · Street Lights · Subdivision Restrictions · Underground Utilities

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,023 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,642
PMI (est., until 20% equity)$253
Property tax — 2025 actual bill$536
HOA fee — from the listing$431
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $67,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $67,500
Interest rate6.00%
Loan term

Estimated payment

$5,023/mo

Principal & interest$3,642
PMI (est., until 20% equity)$253
Property taxes (actual bill)$536
HOA / condo fee$431
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Ave Maria actives

$270 vs $223

Days on market

108 vs 55 typical

Where $270/sqft sits among the 35 Ave Maria actives

16
10
3 · this home
2
0
4
$185–219$219–253$253–287$287–321$321–355$355+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ave Maria

Map of 6120 Victory Dr, Ave Maria FL 34142 inside its neighborhood boundary

Get to know Ave Maria. See the full Ave Maria guide →

Ave Maria — neighborhood snapshot

Population

6,826

Median age

45

Median income

$92,458

Median home value

$404,250

Avg household

3

Households w/ children

501

For the school run

Collier County School District

ElementaryEstates Elementary School★★★★
HighPalmetto Ridge High School★★★★★
MiddleCorkscrew Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ave Maria market

Seller’s marketLeans buyer23.1 months of inventoryBuyer’s market

$418K$540K

Ave Maria median sold, yr/yr

98.6%

Sale-to-list ratio (12 mo)

3 of 35

Ave Maria actives have cut their price

Median sold price, Ave Maria, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 74% above the AVE MARIA 34142 median. See the full Ave Maria market guide →

Paper trail

This home's history

CurrentPrice reduced to $675,000 $64K
Apr 25, 2026Listed at $739,000 · 108 days on market since
2014Built · Del Webb Naples,Ave Maria

Reality check

What actually sold near 6120 Victory Dr

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6144 Harmony Dr, Ave Maria FL 34142Sold · Jun ’26

$620,000

6144 Harmony Dr, Ave Maria FL 34142 · same community

2 bd · 2 ba · 223 DOM

5392 Cameron Dr, Ave Maria FL 34142Sold · Mar ’26

$320,000

5392 Cameron Dr, Ave Maria FL 34142

3 bd · 2.5 ba · 1,924 sqft · $166/sqft · 156 DOM

5467 Ferris Ave, Ave Maria FL 34142Sold · Jul ’26

$310,000

5467 Ferris Ave, Ave Maria FL 34142

3 bd · 2.5 ba · 1,924 sqft · $161/sqft · 379 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6120 Victory Dr — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6120 Victory Dr — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

6120 Victory Dr FAQs

What would the monthly payment be for 6120 Victory Dr, Ave Maria FL 34142?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,023/mo — principal and interest, the actual property-tax bill, the $431/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6120 Victory Dr, Ave Maria FL 34142?+

The association fee works out to $431 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6120 Victory Dr, Ave Maria FL 34142?+

The most recent tax bill on record (2025) was $6,437. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6120 Victory Dr, Ave Maria FL 34142?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ave Maria?+

At $675,000, this home is listed about 44% above the Ave Maria median of $469,950. The market section on this page shows how the area is trending.

Which schools are assigned to 6120 Victory Dr, Ave Maria FL 34142?+

Estates Elementary School (elementary), Palmetto Ridge High School (high), Corkscrew Middle School (middle) — Collier County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$675,000 runs 74% above the AVE MARIA 34142 median — but at 2,496 sqft it's also 27% larger than the typical Ave Maria listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Estates Elementary School, Palmetto Ridge High School, Corkscrew Middle School — Estates Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $739,000, now $675,000 — a $64K cut. The full history is in the market section below.

Listing courtesy of Coldwell Banker Realty · Denise Costello. MLS #A12007687.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

Never miss a listing

New Ave Maria homes, in your inbox

Like 6120 Victory Dr, Ave Maria FL 34142 but not quite? A daily digest of every new listing in Ave Maria — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 11, 2026 at 2:05 PM UTC. The listing information on this page last changed on August 11, 2026 at 2:05 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 11, 2026 at 2:05 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 11, 2026 at 2:05 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.