12909 SW 61 # 0, Miami FL 33183, MIAMI, FL, 33183
Active104 days on marketListed Apr 24, 2026MLS #A12007359
About this home
12909 SW 61 # 0, Miami FL 33183
Beautiful 3-bedroom, 3-bathroom townhouse located in the highly desirable Kendall area. This well-maintained property offers a spacious and functional layout, perfect for comfortable living. Each bedroom is generously sized, with full bathrooms providing convenience and privacy. The home features a private patio ideal for outdoor relaxation or entertaining guests. It also includes two assigned parking spaces plus ample visitor parking, making it very convenient for family and guests.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,432
Sqft
1992
Year built
$369
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,187 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,187/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.9%
$/sqft vs Miami actives
$369 vs $513
Days on market
104 vs 66 typical
Where $369/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sunset Harbour
Get to know Miami. See the full Miami guide →
Sunset Harbour — neighborhood snapshot
Population
2,279
Median age
46
Median income
$101,943
Median home value
$364,147
Avg household
3
Households w/ children
188
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
35 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 130% above the MIAMI 33183 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 12909 SW 61 # 0
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$560,000
6061 SW 128th Ct, Miami FL 33183 · same community
3 bd · 2 ba · 1,552 sqft · $361/sqft · 9 DOM
Sold · Apr ’26$424,999
6279 SW 128th Ct, Miami FL 33183 · same community
2 bd · 2.5 ba · 1,170 sqft · $363/sqft · 75 DOM
Sold · Apr ’26$770,000
12894 SW 60th Ter, Miami FL 33183 · same community
3 bd · 2.5 ba · 2,022 sqft · $381/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12909 SW 61 # 0 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12909 SW 61 # 0 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12909 SW 61 # 0 FAQs
What would the monthly payment be for 12909 SW 61 # 0, Miami FL 33183?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,187/mo — principal and interest, the actual property-tax bill, the $95/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12909 SW 61 # 0, Miami FL 33183?+
The association fee works out to $95 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12909 SW 61 # 0, Miami FL 33183?+
The most recent tax bill on record (2026) was $7,078. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12909 SW 61 # 0, Miami FL 33183?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $528,000, this home is listed about 13% below the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12909 SW 61 # 0, Miami FL 33183?+
Howard D. McMillan Middle School (middle), Miami Sunset Senior High School (high), Royal Green Elementary School (elementary), Instructional Center System Wide (), Title I Migrant Education Program (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$528,000 runs 130% above the MIAMI 33183 median — but at 1,432 sqft it's also 19% larger than the typical Miami listing.
02None views
The none view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $545,000, now $528,000 — a $17K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Monteriny Properties Corporation · Humberto Quilez. MLS #A12007359.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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