325 Calusa St #312, Key Largo FL 33037, KEY LARGO, FL, 33037
Active112 days on marketListed Apr 22, 2026MLS #A12005739
About this home
325 Calusa St #312, Key Largo FL 33037
Located in the Calusa community in Key Largo, this is one of the more spacious lots in the neighborhood. Many owners are removing their RVs and building on these lots. The community is known for its unique tree canopy entrance in which every neighbor welcomes you like family. The property includes a new 2025 Sandpiper Destination RV, a large carport with an expansive terrace, and a shed with A/C perfect for storage, hobbies, additional workspace, or an extra weekend guest. It also features its own dock space with a boat lift, making it ideal for boating enthusiasts.
Facts & features
The home at a glance
4
Bedrooms
1.5
Bathrooms
2025
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,586 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,586/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Key Largo
Get to know Key Largo. See the full Key Largo guide →
KEY LARGO 33037 — neighborhood snapshot
Population
13,674
Median age
54.2
Median income
$80,911
Median home value
$660,700
Avg household
2.34
Households w/ children
999
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Key Largo market
$1.1M → $910K
Key Largo median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
Median sold price, Key Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the KEY LARGO 33037 median. See the full Key Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 325 Calusa St #312
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$540,000
325 Calusa Street Lot 245, Key Largo FL 33037 · same community
2 bd · 1.5 ba · 419 DOM
Sold · Dec ’25$310,000
325 Calusa Street Lot 425, Key Largo FL 33037 · same community
2 bd · 2 ba · 201 DOM
Sold · Oct ’25$300,000
325 Calusa St Lot 2, Key Largo FL 33037 · same community
1 bd · 1 ba · 458 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 325 Calusa St #312 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 325 Calusa St #312 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
325 Calusa St #312 FAQs
What would the monthly payment be for 325 Calusa St #312, Key Largo FL 33037?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,586/mo — principal and interest, the actual property-tax bill, the $172/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 325 Calusa St #312, Key Largo FL 33037?+
The association fee works out to $172 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 325 Calusa St #312, Key Largo FL 33037?+
The most recent tax bill on record (2025) was $4,189. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Key Largo?+
At $850,000, this home is listed about 3% below the Key Largo median of $877,000. The market section on this page shows how the area is trending.
Which schools are assigned to 325 Calusa St #312, Key Largo FL 33037?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of Chez Realty, LLC. · Yensisley Fuerte. MLS #A12005739.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Key Largo homes, in your inbox
Like 325 Calusa St #312, Key Largo FL 33037 but not quite? A daily digest of every new listing in Key Largo — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →