623 SW 146th Ter, Pembroke Pines FL 33027, PEMBROKE PINES, FL, 33027
Active119 days on marketListed Apr 22, 2026MLS #A12005375
About this home
623 SW 146th Ter, Pembroke Pines FL 33027
Discover the BIGGEST model in the highly sought-after gated community of Cobblestone in Pembroke Pines. This beautifully maintained townhouse offers 3 bedrooms with loft (can easily make a 4th bedroom), 3 bathrooms, and a 2-car garage, combining comfort, privacy, and modern living. The thoughtfully designed floor plan features a full bedroom and bathroom on the first floor—ideal for guests or multi-generational living. Enjoy a bright, open kitchen with stainless steel appliances, including a refrigerator (2024) and dishwasher (2026), along with granite countertops, highlighted by tile flooring and high ceilings. Upstairs, you’ll find generously sized bedrooms with walk-in closets and volume ceilings. Additional updates include a washer and dryer (2026) and a water heater installed in September 2023, offering peace of mind and move-in-ready convenience. This home also features a private courtyard, perfect for relaxing or entertaining outdoors. Located just steps from the clubhouse, residents enjoy resort-style amenities including a pool, gym, playground, and 24-hour guarded security with patrol. The HOA covers cable, insurance, landscaping, and full access to amenities. No association approval required. Ideally situated minutes from I-75, Pembroke Gardens, Costco, Whole Foods, shopping, dining, and entertainment, and A+ schools, this move-in-ready home offers the perfect blend of space, convenience, and lifestyle.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,320
Sqft
2
Garage
2006
Year built
$263
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,972 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,972/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Pembroke Pines actives
$263 vs $236
Days on market
119 vs 60 typical
Where $263/sqft sits among the 400 Pembroke Pines actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cobblestone
Get to know Pembroke Pines. See the full Pembroke Pines guide →
Cobblestone — neighborhood snapshot
Population
2,084
Median age
31
Median income
$121,447
Median home value
$389,500
Avg household
3
Households w/ children
255
The numbers that matter
The Pembroke Pines market
$650K → $500K
Pembroke Pines median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
38 of 400
Pembroke Pines actives have cut their price
Median sold price, Pembroke Pines, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 205% above the PEMBROKE PINES 33027 median. See the full Pembroke Pines market guide →
Paper trail
This home's history
Reality check
What actually sold near 623 SW 146th Ter
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$515,000
1121 SW 147th Ter, Pembroke Pines FL 33027 · same community
3 bd · 3 ba · 1,826 sqft · $282/sqft · 29 DOM
Sold · Dec ’25$800,000
13335 SW 24th St, Miramar FL 33027
4 bd · 2.5 ba · 2,291 sqft · $349/sqft · 231 DOM
Sold · Apr ’26$735,000
13166 SW 21st St, Miramar FL 33027
4 bd · 2.5 ba · 2,280 sqft · $322/sqft · 108 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 623 SW 146th Ter — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 623 SW 146th Ter — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
623 SW 146th Ter FAQs
What would the monthly payment be for 623 SW 146th Ter, Pembroke Pines FL 33027?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,972/mo — principal and interest, the actual property-tax bill, the $470/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 623 SW 146th Ter, Pembroke Pines FL 33027?+
The association fee works out to $470 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 623 SW 146th Ter, Pembroke Pines FL 33027?+
The most recent tax bill on record (2025) was $9,864. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 623 SW 146th Ter, Pembroke Pines FL 33027?+
The listing reports pets: More Than 20 Lbs. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Pembroke Pines?+
At $610,000, this home is listed about 130% above the Pembroke Pines median of $265,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$610,000 runs 205% above the PEMBROKE PINES 33027 median — but at 2,320 sqft it's also nearly twice the size of the typical Pembroke Pines listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $615,000, now $610,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Finite Real Estate Corp · Michelle Dentico. MLS #A12005375.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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