David Ramirez
$539,9773 bd2 ba$3,869 /mo all-in ↓

1066 Highlands Dr, Naples FL 34103, NAPLES, FL, 34103

Active95 days on marketListed Apr 21, 2026MLS #A12005272

Single Family ResidenceAS PER COUNTY RECORDS

About this home

1066 Highlands Dr, Naples FL 34103

Experience the charm of this exceptional property nestled in the heart of the Naples area. Featuring three spacious bedrooms and two well-appointed bathrooms, this home boasts an open floor plan designed for comfortable living. Step outside to a relaxing patio, perfect for unwinding or entertaining guests. The property is impeccably maintained and includes modern upgrades such as a new refrigerator, electric range, elegant tile flooring throughout, and warm per wood floors in the bedrooms. Additional highlights include central air conditioning, and a roof replaced less than a decade ago. Don’t miss the opportunity to make this inviting residence your new home. Schedule your visit today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1977

Year built

None view

Inside

FlooringOther
AppliancesElectric Range · Refrigerator
InteriorFirst Floor Entry · Family Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionCBS Construction
ViewNone
FacesSouth
ParkingDriveway · Other
ExteriorOther

Community & fees

Taxes (2025)$3,500/yr
PetsMore Than 20 Lbs
CommunityPublic Road

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,869 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,179
FHA mortgage insurance (est.)$239
Property tax — 2025 actual bill$292
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,899Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,899
Interest rate6.00%
Loan term

Estimated payment

$3,869/mo

Principal & interest$3,179
FHA mortgage insurance (est.)$239
Property taxes (actual bill)$292
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Decker Highlands

Map of 1066 Highlands Dr, Naples FL 34103 inside its neighborhood boundary

Get to know Naples. See the full Naples guide →

Decker Highlands — neighborhood snapshot

Population

95

Median age

55

Median income

$38,000

Median home value

$402,300

Avg household

2

Households w/ children

6%

For the school run

Collier County School District

ElementarySea Gate Elementary School★★★★★
HighNaples High School★★★★★
MiddleGulfview Middle School★★★★★
HighLorenzo Walker Technical High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Naples market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$535K$625K

Naples median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 315% above the NAPLES 34103 median. See the full Naples market guide →

Paper trail

This home's history

Apr 21, 2026Listed at $539,977 · 95 days on market since
1977Built · AS PER COUNTY RECORDS

Reality check

What actually sold near 1066 Highlands Dr

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1084 Forest Lakes Dr # 201, Other City - In The State Of Florida FL 34105Sold · Sep ’25

$200,000

1084 Forest Lakes Dr # 201, Other City - In The State Of Florida FL 34105

2 bd · 2 ba · 1,164 sqft · $172/sqft · 151 DOM

3430 GULF SHORE BOULEVARD N UNIT 3BSold · Feb ’26

$1,010,000

3430 GULF SHORE BOULEVARD N UNIT 3B

2 bd · 2 ba · 1,405 sqft · $719/sqft · 90 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1066 Highlands Dr — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1066 Highlands Dr — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1066 Highlands Dr FAQs

What would the monthly payment be for 1066 Highlands Dr, Naples FL 34103?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,869/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1066 Highlands Dr, Naples FL 34103?+

The most recent tax bill on record (2025) was $3,500. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1066 Highlands Dr, Naples FL 34103?+

The listing reports pets: More Than 20 Lbs. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Naples?+

At $539,977, this home is listed about 1% below the Naples median of $547,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1066 Highlands Dr, Naples FL 34103?+

Sea Gate Elementary School (elementary), Naples High School (high), Gulfview Middle School (middle), Lorenzo Walker Technical High School (high) — Collier County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$539,977 runs 315% above the NAPLES 34103 median.

02None views

The none view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

95 days on market against a Naples median of 17 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Sea Gate Elementary School, Naples High School, Gulfview Middle School, Lorenzo Walker Technical High School — Sea Gate Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of Homeland Capital Realty · Maria Cancio. MLS #A12005272.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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