360 13th St SW, Naples FL 34117, NAPLES, FL, 34117
Active105 days on marketListed Apr 21, 2026MLS #A12004997
About this home
360 13th St SW, Naples FL 34117
Welcome to this custom-built masterpiece offering a total of 4,585 square feet on 100% upland acres in Golden Gate Estates with NO HOA, NO CDD fees, and NO flood insurance required (Zoned X500). Free of borrow pits, this expansive property affords maximum usability of it's 2.5 acres. Designed to last, the home features solid stem-wall construction, a premium standing-seam metal roof, impact-rated windows and doors, and a whole-house reverse osmosis system. The grand interior showcases soaring 13-foot coffered and double-tray ceilings, designer light fixtures, and seamless Italian wood-look porcelain tile flooring. At the heart of the home is a chef’s kitchen featuring premium Calacatta quartz countertops, a breakfast nook and a wet bar. The primary wing serves as a private sanctuary complete with a spa-inspired en-suite and dual walk-in closets. On the opposite side of the home you have three spacious guest suites. One with an en-suite and two connected by a thoughtful Jack and Jill bathroom with its own separate entrance making it suitable for multi-generational living. The indoor living spaces flow out to an expansive, screened-in lanai. Relax in the 7 person spa or enjoy the year-round breeze surrounded by a beautifully manicured Floratam lawn. In the evenings, unwind on the front porch to take in breathtaking Florida sunsets. Complete with an oversized 3-car insulated garage and EV charging outlet, this custom estate is a rare find.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,039
Sqft
3
Garage
2024
Year built
$510
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,753 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,753/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Naples actives
$510 vs $321
Days on market
105 vs 54 typical
Where $510/sqft sits among the 81 Naples actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Golden Gate Estates
Get to know Naples. See the full Naples guide →
Golden Gate Estates — neighborhood snapshot
Population
42,042
Median age
44
Median income
$97,672
Median home value
$434,402
Avg household
3
Households w/ children
3,942
For the school run
Collier County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Naples market
$535K → $568K
Naples median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
14 of 81
Naples actives have cut their price
Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 839% above the NAPLES 34117 median. See the full Naples market guide →
Paper trail
This home's history
Reality check
What actually sold near 360 13th St SW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$2,100,000
538 13th St Sw, Naples FL 34117
5 bd · 4.5 ba · 3,766 sqft · $558/sqft · 137 DOM
Sold · Nov ’25$800,000
610 9TH STREET NW
3 bd · 3 ba · 2,278 sqft · $351/sqft · 242 DOM
Sold · Apr ’26$845,000
1020 19TH STREET SW
3 bd · 2 ba · 1,905 sqft · $444/sqft · 142 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 360 13th St SW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 360 13th St SW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
360 13th St SW FAQs
What would the monthly payment be for 360 13th St SW, Naples FL 34117?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,753/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 360 13th St SW, Naples FL 34117?+
The most recent tax bill on record (2025) was $7,776. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 360 13th St SW, Naples FL 34117?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Naples?+
At $1,550,000, this home is listed about 170% above the Naples median of $575,000. The market section on this page shows how the area is trending.
Which schools are assigned to 360 13th St SW, Naples FL 34117?+
Cypress Palm Middle School (middle), Sabal Palm Elementary School (elementary), Palmetto Ridge High School (high) — Collier County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,550,000 runs 839% above the NAPLES 34117 median — but at 3,039 sqft it's also 72% larger than the typical Naples listing.
02Garden & None views
The garden and none view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $1,700,000, now $1,550,000 — a $150K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Beycome of Florida LLC · Steven Koleno. MLS #A12004997.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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