265 Palm Ave, Miami Beach FL 33139, MIAMI BEACH, FL, 33139
Active113 days on marketListed Apr 20, 2026MLS #A12004712
About this home
265 Palm Ave, Miami Beach FL 33139
Listed by owner/agent. Available for occupancy starting August 1st. Beautifully updated 4-bedroom, 3-bathroom property in the exclusive gated community of Palm Island. The residence consists of a 3-bedroom, 2-bathroom main house and a detached 1-bedroom, 1-bathroom guest house, offering privacy, flexibility, and comfortable living throughout. ---- Recent improvements include new AC units in both the main house and guest house, a new refrigerator in the main kitchen, a new front entry door, and brand-new sliding glass doors from both the living area and the primary bedroom leading directly to the backyard. The property also features a newer roof for added peace of mind. The main residence includes a full-size stacked LG washer/dryer and Nest thermostat, while the guest house has its own all-in-one washer/dryer. Wood-look porcelain tile flooring runs throughout, creating a clean and contemporary feel. ---- Enjoy spacious front and rear yards ideal for outdoor living and entertaining. The entire property is enclosed by a mature Clusia hedge, providing exceptional privacy and a lush tropical setting. Located within the secure gated community of Palm Island, with Miami Beach Police stationed at the entrance, residents also enjoy access to the beautifully maintained island park. Available furnished or unfurnished and also offered for seasonal rental. Virtual tour and floor plan attached.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,776
Sqft
1941
Year built
1
Levels
$6
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$236 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$236/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Miami Beach actives
$6 vs $728
Days on market
113 vs 91 typical
Where $6/sqft sits among the 394 Miami Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Island
Get to know Miami Beach. See the full Miami Beach guide →
Palm Island — neighborhood snapshot
Population
319
Median age
35
Median income
$249,028
Median home value
$2,000,000
Avg household
3
Households w/ children
44%
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami Beach market
$285K → $525K
Miami Beach median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
19 of 394
Miami Beach actives have cut their price
Median sold price, Miami Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 85% below the MIAMI BEACH 33139 median. See the full Miami Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 265 Palm Ave
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$402,500
333 PALM CIRCLE · same community
3 bd · 2 ba · 1,510 sqft · $267/sqft · 254 DOM
Sold · Apr ’26$1,585,000
440 Sabal Way, Weston FL 33326 · same community
5 bd · 5 ba · 3,588 sqft · $442/sqft · 35 DOM
Sold · Sep ’25$1,575,000
505 Sabal Way, Weston FL 33326 · same community
5 bd · 3.5 ba · 3,671 sqft · $429/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 265 Palm Ave — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 265 Palm Ave — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
265 Palm Ave FAQs
What would the monthly payment be for 265 Palm Ave, Miami Beach FL 33139?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $236/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 265 Palm Ave, Miami Beach FL 33139?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami Beach?+
At $10,500, this home is listed about 98% below the Miami Beach median of $649,900. The market section on this page shows how the area is trending.
Which schools are assigned to 265 Palm Ave, Miami Beach FL 33139?+
Miami Beach South Pointe Elementary School (elementary), Miami Beach Senior High School (high), District Instructional Center (Dic) (), Miami Beach Nautilus Middle School (middle), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MIAMI BEACH 33139 market on paper
$10,500 is 85% below the MIAMI BEACH 33139 median of $70,000, and at $6/sqft it sits under the Miami Beach average of $1,073.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Miami Beach South Pointe Elementary School, Miami Beach Senior High School, District Instructional Center (Dic), Miami Beach Nautilus Middle School, Instructional Center System Wide, Title I Migrant Education Program — Miami Beach South Pointe Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Miami Real Estate Group, LLC · Andres Asion. MLS #A12004712.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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