831 Cortez St, Coral Gables FL 33134, CORAL GABLES, FL, 33134
Active114 days on marketListed Apr 24, 2026MLS #A12004670
About this home
831 Cortez St, Coral Gables FL 33134
Amazing single-story house in awesome Coral Gables, Miami. Experience refined living in this beautifully reimagined 3-bedroom, 3-bath residence. Fully renovated with a focus on comfort and style, the house highlights a bright open-concept layout, a private tropical courtyard, and a stunning chef’s kitchen outfitted with top-tier appliances. Designed for both everyday living and effortless entertainment. The property features a spacious primary suite and a well-appointed junior suite. Set on a desirable corner lot, the home welcomes you with a brand-new driveway, lush landscaping, and the peace of mind of impact windows throughout. Modern lighting enhances the expansive living spaces. With comprehensive, top-to-bottom renovations, this home offers the rare feel of new construction in one of Miami’s most sought-after neighborhoods. Often called “The City Beautiful,” it was master-planned in the 1920s by George Merrick with a vision of Mediterranean-style design, wide boulevards, and lush green spaces. What makes Coral Gables stand out: Architecture & charm, Lifestyle, Top institutions, Iconic spots, Dining & shopping. In real estate terms, Coral Gables is considered one of the most desirable and stable luxury markets in South Florida. Gorgeous and professionally designed, this home is also offered completely furnished (furniture package is an additional purchase option). A must-see opportunity to own a turnkey home. Do not miss it, this gem will not last long in the market.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,002
Sqft
1
Garage
1946
Year built
$1,094
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$14,426 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$14,426/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+54.4%
$/sqft vs CORAL GABLES GRANADA SEC
$1,094 vs $846
Days on market
114 vs 67 typical
Where $1,094/sqft sits among the 11 homes for sale in CORAL GABLES GRANADA SEC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coral Gables
Get to know Coral Gables. See the full Coral Gables guide →
CORAL GABLES 33134 — neighborhood snapshot
Population
36,937
Median age
46
Median income
$92,009
Median home value
$660,200
Avg household
2.29
Households w/ children
3,736
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Coral Gables market
$1.6M → $1.3M
Coral Gables median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
0 of 11
CORAL GABLES GRANADA SEC have cut their price
This home is listed 16569% above the CORAL GABLES 33134 median. See the full Coral Gables market guide →
Paper trail
This home's history
Reality check
What actually sold near 831 Cortez St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,700,000
1426 Milan Ave, Coral Gables FL 33134 · same community
3 bd · 2.5 ba · 2,123 sqft · $801/sqft · 195 DOM
Sold · Feb ’26$1,905,000
1402 Tangier St, Coral Gables FL 33134 · same community
3 bd · 3 ba · 2,126 sqft · $896/sqft · 12 DOM
Sold · Dec ’25$1,250,000
1213 La Mancha Ave, Coral Gables FL 33134 · same community
3 bd · 2 ba · 1,828 sqft · $684/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 831 Cortez St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 831 Cortez St — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
831 Cortez St FAQs
What would the monthly payment be for 831 Cortez St, Coral Gables FL 33134?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,426/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 831 Cortez St, Coral Gables FL 33134?+
The most recent tax bill on record (2025) was $19,536. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 831 Cortez St, Coral Gables FL 33134?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Coral Gables?+
At $2,190,000, this home is listed about 3% below the Coral Gables median of $2,250,000. The market section on this page shows how the area is trending.
Which schools are assigned to 831 Cortez St, Coral Gables FL 33134?+
Coral Gables Preparatory Academy (elementary), Coral Gables Senior High School (high), Ponce De Leon Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,190,000 runs 16569% above the CORAL GABLES 33134 median.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Coral Gables Preparatory Academy, Coral Gables Senior High School, Ponce De Leon Middle School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Coral Gables Preparatory Academy rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $2,290,000, now $2,190,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Real Broker LLC · Hugo Barragan LLC. MLS #A12004670.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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