David Ramirez
$3,280,0004 bd4 ba2,530 sqft$1,296 /sqft$22,570 /mo all-in ↓

5000 Riviera Dr, Coral Gables FL 33146, CORAL GABLES, FL, 33146

Active118 days on marketListed Apr 19, 2026MLS #A12003926

WaterfrontSingle Family ResidenceC GAB RIVIERA SEC PT 2 RE

About this home

5000 Riviera Dr, Coral Gables FL 33146

Discover a rare opportunity to own a prime waterfront property in the prestigious city of Coral Gables. This exceptional 4-bedroom, 4-bathroom home sits on a sought-after seawater canal, offering direct water access—an increasingly hard-to-find feature in the area. Boating enthusiasts will appreciate the private dock and dedicated jet ski platform, perfect for enjoying South Florida’s waterfront lifestyle right from your backyard. The property was thoughtfully renovated in 2024, featuring a new modern kitchen and four fully renovated bathrooms equipped with smart technology, along with tasteful aesthetic enhancements throughout the home. Most of the windows are impact, providing added storm protection and energy efficiency. A newer septic tank adds additional peace of mind. Step outside to a spacious backyard oasis with lush landscaping and mature trees, including a fruitful mango tree, deck, pool and spa creating a serene and private outdoor retreat ideal for relaxing or entertaining. Nice pool and Jacuzzi. This is a unique chance to own a move-in-ready waterfront home in one of South Florida’s most desirable communities.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

2,530

Sqft

2

Garage

1954

Year built

$1,296

Per sqft

WaterfrontCanal view

Inside

AppliancesDishwasher · Dryer · Electric Water Heater · Ice Maker · Microwave · Electric Range · Refrigerator · Washer
InteriorFirst Floor Entry · Laundry Tub · Pantry · Walk-In Closet(s) · Family Room · Florida Room
LaundryLaundry Tub
CoolingCeiling Fan(s) · Central Air
HeatingCentral · Electric · Heat Pump/Reverse Cycle

Outside & construction

RoofBarrel Roof
ConstructionConcrete Block Construction · Concrete Block With Brick · Frame With Stucco
ViewCanal
FacesEast
ParkingCircular Driveway · Driveway
ExteriorBarbeque · Built-In Grill · Fruit Trees

Community & fees

Taxes (2025)$41,777/yr
CommunityBoating

Utilities & systems

WaterMunicipal Water · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$22,570 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$17,699
PMI (est., until 20% equity)$1,230
Property tax — 2025 actual bill$3,481
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $328,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $328,000
Interest rate6.00%
Loan term

Estimated payment

$22,570/mo

Principal & interest$17,699
PMI (est., until 20% equity)$1,230
Property taxes (actual bill)$3,481
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $3.3M
$1.6MedgeAI estimate $2,048,547 · range $1.6M$2.8M$3.4M

vs edgeAI estimate

+60.1%

$/sqft vs Coral Gables actives

$1,296 vs $1,006

Days on market

118 vs 67 typical

Where $1,296/sqft sits among the 279 Coral Gables actives

107
68
56 · this home
19
10
19
$442–805$805–1168$1168–1531$1531–1894$1894–2257$2257+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Coral Gables Riviera

Map of 5000 Riviera Dr, Coral Gables FL 33146 inside its neighborhood boundary

Get to know Coral Gables. See the full Coral Gables guide →

Coral Gables Riviera — neighborhood snapshot

Population

5,368

Median age

44

Median income

$188,861

Median home value

$1,104,189

Avg household

2

Households w/ children

680

For the school run

Dade County School District

MiddlePonce De Leon Middle School★★★★★
ElementaryGeorge W. Carver Elementary School★★★★★
HighCoral Gables Senior High School★★★★★
District Instructional Center (Dic)
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Coral Gables market

Seller’s marketLeans buyer11.8 months of inventoryBuyer’s market

$1.6M$1.3M

Coral Gables median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

25 of 279

Coral Gables actives have cut their price

This home is listed 1166% above the CORAL GABLES 33146 median. See the full Coral Gables market guide →

Paper trail

This home's history

Apr 19, 2026Listed at $3,280,000 · 118 days on market since
1954Built · C GAB RIVIERA SEC PT 2 RE

Reality check

What actually sold near 5000 Riviera Dr

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

449 Miller Rd, Coral Gables FL 33146Sold · May ’26

$3,190,000

449 Miller Rd, Coral Gables FL 33146 · same community

4 bd · 3.5 ba · 2,587 sqft · $1,233/sqft · 4 DOM

440 Rosaro Ave, Coral Gables FL 33146Sold · Apr ’26

$1,560,000

440 Rosaro Ave, Coral Gables FL 33146 · same community

4 bd · 2.5 ba · 2,334 sqft · $668/sqft · 264 DOM

5308 Riviera Dr, Coral Gables FL 33146Sold · Dec ’25

$3,200,000

5308 Riviera Dr, Coral Gables FL 33146 · same community

3 bd · 3 ba · 2,017 sqft · $1,587/sqft · 136 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5000 Riviera Dr — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5000 Riviera Dr — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

5000 Riviera Dr FAQs

What would the monthly payment be for 5000 Riviera Dr, Coral Gables FL 33146?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $22,570/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5000 Riviera Dr, Coral Gables FL 33146?+

The most recent tax bill on record (2025) was $41,777. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Coral Gables?+

At $3,280,000, this home is listed about 46% above the Coral Gables median of $2,250,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5000 Riviera Dr, Coral Gables FL 33146?+

Ponce De Leon Middle School (middle), George W. Carver Elementary School (elementary), Coral Gables Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$3,280,000 runs 1166% above the CORAL GABLES 33146 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Ponce De Leon Middle School, George W. Carver Elementary School, Coral Gables Senior High School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — George W. Carver Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of Keller Williams Capital Realty · Generoso Roca. MLS #A12003926.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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