2143 N Bay Rd, Miami Beach FL 33140, MIAMI BEACH, FL, 33140
Active114 days on marketListed Apr 19, 2026MLS #A12003819
About this home
2143 N Bay Rd, Miami Beach FL 33140
Luxury Rental on Prestigious North Bay Road – Miami Beach! Experience refined living in this stunning two-story Mediterranean home. Spanning 3,762 SF, this exquisitely furnished residence offers 6 bedrooms and 6.5 bathrooms, thoughtfully designed for both comfort and elegance. Soaring ceilings and arched windows fill the home with natural light, while custom millwork enhances its timeless character. The expansive living and dining areas flow seamlessly into a chef’s white kitchen, complete with granite countertops and premium stainless steel appliances. An elegant family room and additional ensuite bedrooms—including a private staff suite—complete the main level. Upstairs, rich mahogany wood floors lead to a serene primary suite featuring a private sitting area, dual walk-in closets, and a spa-inspired bathroom. Three additional bedrooms offer generous accommodations, along with both ensuite and shared baths. Designed for both relaxation and entertaining, the home features an integrated sound system, motion-sensor security, a one-car garage, a double electric-gated entrance and a laundry room. Step outside to a tranquil Zen-inspired backyard oasis, where a resort-style heated pool is surrounded by marble decking, a BBQ area, and al fresco dining—perfect for embracing the Miami lifestyle year-round. No pets are allowed. Available unfurnished or furnished at an additional cost.
Facts & features
The home at a glance
6
Bedrooms
6.5
Bathrooms
3,762
Sqft
1
Garage
2005
Year built
$11
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$450 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$450/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Miami Beach actives
$11 vs $728
Days on market
114 vs 91 typical
Where $11/sqft sits among the 394 Miami Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bayshore
Get to know Miami Beach. See the full Miami Beach guide →
Bayshore — neighborhood snapshot
Population
3,848
Median age
39
Median income
$136,874
Median home value
$1,296,558
Avg household
2
Households w/ children
301
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami Beach market
$285K → $525K
Miami Beach median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
19 of 394
Miami Beach actives have cut their price
Median sold price, Miami Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 90% below the MIAMI BEACH 33140 median. See the full Miami Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2143 N Bay Rd
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$5,200,000
2729 N Bay Rd, Miami Beach FL 33140 · same community
5 bd · 6.5 ba · 3,565 sqft · $1,459/sqft · 50 DOM
Sold · May ’26$4,500,000
2701 N Bay Rd, Miami Beach FL 33140 · same community
6 bd · 6.5 ba · 4,389 sqft · $1,025/sqft · 196 DOM
Sold · Mar ’26$1,900,000
2024 Alton, Miami Beach FL 33140 · same community
6 bd · 3 ba · 3,032 sqft · $627/sqft · 140 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2143 N Bay Rd — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2143 N Bay Rd — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2143 N Bay Rd FAQs
What would the monthly payment be for 2143 N Bay Rd, Miami Beach FL 33140?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $450/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2143 N Bay Rd, Miami Beach FL 33140?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami Beach?+
At $40,000, this home is listed about 94% below the Miami Beach median of $649,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2143 N Bay Rd, Miami Beach FL 33140?+
Miami Beach Senior High School (high), Miami Beach Nautilus Middle School (middle), North Beach Elementary School (elementary), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MIAMI BEACH 33140 market on paper
$40,000 is 90% below the MIAMI BEACH 33140 median of $389,500, and at $11/sqft it sits under the Miami Beach average of $1,073.
02Garden & Pool views
The garden and pool view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Miami Beach Senior High School, Miami Beach Nautilus Middle School, North Beach Elementary School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — North Beach Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Embassy Real Estate · Adriana Marinescu PA. MLS #A12003819.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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