128 Dove Ave, Tavernier FL 33070, TAVERNIER, FL, 33070
Active142 days on marketListed Mar 20, 2026MLS #A12002762
About this home
128 Dove Ave, Tavernier FL 33070
CANAL FRONT - DIRECT OCEAN ACCESS!! Welcome to an experience in lifestyle. Coveted by many but enjoyed by a select few, this unique upper Keys location is surrounded by protected land preserving the natural beauty of these beautiful islands! The cut in dock basin complete with a 10k boat lift makes those days on the water a breeze. Coastal luxury is the theme on the main level from the kitchen's granite counters and stainless-steel appliances to the soothing canal side primary bedroom. Wake up every morning with the sun sparkling over the water. Enjoy the sea breeze on the screened porch, a perfect way to start your day! The custom walk-in closet (could revert to a bedroom) is sure to please! Working from home? Enjoy a canal side office with views most only dream of! The main level also boasts 2 lovely, updated bathrooms as well as ample pantry storage. Entertaining family or friends? The lower level with its own private access is ready for guests with a super comfy living/dining area, a bedroom and bath plus a convenience kitchen with tons of additional storage. Leading right out to the chickee lounge and patio area, this lower level is perfect for all of your entertainment desires. Plenty of parking space for 6 cars plus a boat trailer or an RV (with external power already installed). With so much to offer, the super well-maintained home should be at the very top of your must-have list! Come and see for yourself before someone else lives this dream!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,814
Sqft
1973
Year built
$824
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,263 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,263/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tavernier actives
$824 vs $984
Days on market
142 vs 64 typical
Where $824/sqft sits among the 24 Tavernier actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tavernier
Get to know Tavernier. See the full Tavernier guide →
TAVERNIER 33070 — neighborhood snapshot
Population
5,614
Median age
53
Median income
$77,228
Median home value
$695,000
Avg household
2.25
Households w/ children
467
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavernier market
$620K → $540K
Tavernier median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
1 of 24
Tavernier actives have cut their price
Median sold price, Tavernier, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% above the TAVERNIER 33070 median. See the full Tavernier market guide →
Paper trail
This home's history
Reality check
What actually sold near 128 Dove Ave
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,700,000
127 Peace Ave, Key Largo FL 33070 · same community
3 bd · 3 ba · 1,628 sqft · $1,044/sqft · 26 DOM
Sold · Oct ’25$1,150,000
144 Dove Avenue, Tavernier FL 33070 · same community
2 bd · 2 ba · 1,232 sqft · $933/sqft · 222 DOM
Sold · Jun ’26$1,143,000
94825 Overseas Highway # 204, Key Largo FL 33037
3 bd · 3 ba · 1,737 sqft · $658/sqft · 181 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 128 Dove Ave — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 128 Dove Ave — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
128 Dove Ave FAQs
What would the monthly payment be for 128 Dove Ave, Tavernier FL 33070?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,263/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 128 Dove Ave, Tavernier FL 33070?+
The most recent tax bill on record (2025) was $5,705. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tavernier?+
At $1,495,000, this home is listed about 62% above the Tavernier median of $925,000. The market section on this page shows how the area is trending.
Which schools are assigned to 128 Dove Ave, Tavernier FL 33070?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,495,000 runs 67% above the TAVERNIER 33070 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
142 days on market against a Tavernier median of 64 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,573,000, now $1,495,000 — a $78K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LoKation · Susan Holler. MLS #A12002762.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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