10185 collins # 20, Bal Harbour FL 33154, BAL HARBOUR, FL, 33154
Active119 days on marketListed Apr 14, 2026MLS #A12000179
About this home
10185 collins # 20, Bal Harbour FL 33154
Located in the prestigious Bal Harbour Plaza this Penthouse has been decorated by Rochebobois , offering exquisite and elegant design in every corner. Fully decorated with impeccable taste, this space features 2 bedrooms, 2 bathrooms, and a den with high ceilings, creating a bright and spacious ambiance with ample closet space. The breathtaking views of the ocean and bay The plaza offers 24-hour security and a range of amenities including valet parking, gym, pool, jacuzzi, party room, and beach service. Maintenance includes water, cable, and internet.washing machine With a prime location within walking distance to the exclusive Bal Harbour shops, Harding Avenue, great restaurants, and various houses of worship, this Rochebobois-decorated penthouse is a true gem that combines luxury and comfort in an exceptional setting. A unique opportunity to enjoy a sophisticated and elegant lifestyle!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1
Garage
1965
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$223 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$223/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Bal Harbour
Get to know Bal Harbour. See the full Bal Harbour guide →
BAL HARBOUR 33154 — neighborhood snapshot
Population
14,435
Median age
40.9
Median income
$87,806
Median home value
$741,400
Avg household
2.58
Households w/ children
1,804
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bal Harbour market
$1.8M → $4.0M
Bal Harbour median sold, yr/yr
92.5%
Sale-to-list ratio (12 mo)
This home is listed 98% below the BAL HARBOUR 33154 median. See the full Bal Harbour market guide →
Paper trail
This home's history
Reality check
What actually sold near 10185 collins # 20
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,235,000
9116 Dickens Ave, Surfside FL 33154
2 bd · 2 ba · 88 DOM
Sold · Apr ’26$240,000
9140 Collins Ave # C, Surfside FL 33154
1 bd · 1 ba · 560 sqft · $429/sqft · 149 DOM
Sold · Nov ’25$400,000
9273 Collins Ave # 510, Surfside FL 33154
1 bd · 2 ba · 857 sqft · $467/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10185 collins # 20 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10185 collins # 20 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10185 collins # 20 FAQs
What would the monthly payment be for 10185 collins # 20, Bal Harbour FL 33154?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $223/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 10185 collins # 20, Bal Harbour FL 33154?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bal Harbour?+
At $8,700, this home is listed about 100% below the Bal Harbour median of $2,974,500. The market section on this page shows how the area is trending.
Which schools are assigned to 10185 collins # 20, Bal Harbour FL 33154?+
Ruth K. Broad Bay Harbor K-8 Center (elementary), Miami Beach Nautilus Middle School (middle), Miami Beach Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the BAL HARBOUR 33154 market on paper
$8,700 is 98% below the BAL HARBOUR 33154 median of $349,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Ruth K. Broad Bay Harbor K-8 Center, Miami Beach Nautilus Middle School, Miami Beach Senior High School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Ruth K. Broad Bay Harbor K-8 Center rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $10,000, now $8,700 — a $1K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Dezer Platinum Realty LLC · Estrella Beniflah. MLS #A12000179.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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