922 NE 78th St, Miami FL 33138, MIAMI, FL, 33138
Active120 days on marketListed Apr 10, 2026MLS #A11998268
About this home
922 NE 78th St, Miami FL 33138
Available ONLY for the months June 28 Through August 15th. Step into your private summer resort - this brand new 2024 modern masterpiece is located in Miami’s exclusive Upper East Side with direct access to Biscayne Bay. Gated and fully furnished, this 7 Bed, 10.5 Bath estate includes a 4-bedroom main residence and a 3-bedroom guest house with private entrance, full kitchen, gym, cabana bath, and oversized living room Perfect for water lovers, the property offers 2 boat slips, canal frontage, and direct ocean access. Enjoy an infinity pool, steam shower, sauna, summer kitchen with pizza oven, and wine storage. Designer finishes include Italian marble, Wolf gas appliances, porcelain and oak floors. Rent includes all utilities, cleaning 2x/week, lawn, pool, and more. Enjoy the best of Miami waterfront living.
Facts & features
The home at a glance
7
Bedrooms
10.5
Bathrooms
8,107
Sqft
2
Garage
2024
Year built
$7
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$559 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$559/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SHORECREST
$7 vs $694
Days on market
120 vs 66 typical
Where $7/sqft sits among the 8 homes for sale in SHORECREST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Upper Eastside
Get to know Miami. See the full Miami guide →
Upper Eastside — neighborhood snapshot
Population
14,642
Median age
43
Median income
$80,911
Median home value
$854,030
Avg household
2
Households w/ children
1,433
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
0 of 8
SHORECREST have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 83% below the MIAMI 33138 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 922 NE 78th St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$2,590,000
741 NE 80th St, Miami FL 33138 · same community
4 bd · 4 ba · 3,168 sqft · $818/sqft · 200 DOM
Sold · Mar ’26$1,150,000
813 NE 81st St, Miami FL 33138 · same community
5 bd · 3.5 ba · 3,123 sqft · $368/sqft · 3 DOM
Sold · Nov ’25$1,102,500
820 NE 80th St, Miami FL 33138 · same community
4 bd · 3 ba · 2,638 sqft · $418/sqft · 200 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 922 NE 78th St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 922 NE 78th St — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
922 NE 78th St FAQs
What would the monthly payment be for 922 NE 78th St, Miami FL 33138?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $559/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 922 NE 78th St, Miami FL 33138?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $55,000, this home is listed about 91% below the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 922 NE 78th St, Miami FL 33138?+
Morningside K-8 Academy (elementary), District Instructional Center (Dic) (), Horace Mann Middle School (middle), Booker T. Washington Senior High (high), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MIAMI 33138 market on paper
$55,000 is 83% below the MIAMI 33138 median of $329,950, and at $7/sqft it sits under the Miami average of $651.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Morningside K-8 Academy, District Instructional Center (Dic), Horace Mann Middle School, Booker T. Washington Senior High, Instructional Center System Wide, Title I Migrant Education Program — Morningside K-8 Academy rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of One Sotheby's International Realty · Krysten Naranjo. MLS #A11998268.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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