David Ramirez
Short-Term Rental Eligible
$580,000$599,0005 bd3 ba2,575 sqft$225 /sqft$4,166 /mo all-in ↓

11669 SW 247th St, Homestead FL 33032, HOMESTEAD, FL, 33032

Active126 days on marketListed Apr 15, 2026MLS #A11998247

Reduced $19KSingle Family ResidenceSUMMERVILLE SUB

About this home

11669 SW 247th St, Homestead FL 33032

Assume a 3.75% Interest Rate! A rare opportunity to own this beautiful home while assuming the seller's low 3.75% interest rate on $263,000.Beautifully maintained corner two-story home in Summerville featuring 5 bedrooms, 3 bathrooms, and over 3,300 total square feet of living space. This residence offers a bright and open floor plan that effortlessly blends the living, dining, kitchen, and family areas—ideal for both entertaining and everyday comfort. The kitchen is equipped with granite countertops and stainless steel appliances, providing both style and functionality. The first level includes 2 full bedrooms and bathroom and a dramatic open ceiling upon entry. Upstairs, enjoy a spacious loft with the potential to be converted into a 6th bedroom, in addition to three bedrooms and an expansive primary suite featuring a private ensuite bath with a soaking tub and separate shower. Additional features include a laundry room, 2-car garage, inviting front porch, and a private balcony. Located in a family-friendly community with a low HOA, just minutes from the Florida Turnpike, Black Point Marina, shopping, dining, top charter schools, and easy access to the Florida Keys. A perfect combination of space, location, and value—this home is a must-see! The home qualifies for a $15,000 down payment assistance for first time home buyers!

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,575

Sqft

2

Garage

2017

Year built

$225

Per sqft

Garden view

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Range · Ice Maker · Microwave · Refrigerator · Washer
InteriorFirst Floor Entry · Built-in Features · Entrance Foyer · Pantry · Skylight · Volume Ceilings · Walk-In Closet(s) · Den/Library/Office · Family Room · Florida Room · Loft · Storage · Utility Room/Laundry
LaundryUtility Room/Laundry
CoolingCeiling Fan(s) · Central Air · Electric
HeatingCentral · Electric

Outside & construction

RoofCurved/S-Tile Roof
ConstructionConcrete Block Construction · CBS Construction
ViewGarden
FacesSouthwest
ParkingCovered · Driveway
ExteriorOpen Balcony · Screened Balcony

Community & fees

HOA fee$90/mo
Taxes (2025)$6,827/yr
CommunityMaintained Community · Public Road · Security Patrol · Sidewalks · Street Lights

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,166 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,130
PMI (est., until 20% equity)$218
Property tax — 2025 actual bill$569
HOA fee — from the listing$90
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $58,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $58,000
Interest rate6.00%
Loan term

Estimated payment

$4,166/mo

Principal & interest$3,130
PMI (est., until 20% equity)$218
Property taxes (actual bill)$569
HOA / condo fee$90
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $580K
$557KedgeAI estimate $668,420 · range $652K$698K$726K

vs edgeAI estimate

−13.2%

$/sqft vs Homestead actives

$225 vs $268

Days on market

126 vs 57 typical

Where $225/sqft sits among the 399 Homestead actives

94 · this home
116
95
30
19
45
$184–227$227–270$270–313$313–356$356–399$399+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Summerville, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunitySummerville
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,600/mo median

MarketHomestead
Annual gross at median$31,200
Gross yield on this price5.4%
Homes for rent right now739

Live Homestead rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Summerville

Map of 11669 SW 247th St, Homestead FL 33032 inside its neighborhood boundary

Summerville is a short-term-rental community. See the full guide →

HOMESTEAD 33032 — neighborhood snapshot

Population

62,021

Median age

33.5

Median income

$74,995

Median home value

$374,700

Avg household

3.38

Households w/ children

9,136

For the school run

Dade County School District

ElementaryCoconut Palm K-8 Academy★★★★
Title I Migrant Education Program
MiddleRedland Middle School★★★★
HighHomestead Senior High School★★★★
Instructional Center System Wide
District Instructional Center (Dic)

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Homestead market

Seller’s marketLeans buyer17.0 months of inventoryBuyer’s market

$461K$488K

Homestead median sold, yr/yr

98.9%

Sale-to-list ratio (12 mo)

59 of 399

Homestead actives have cut their price

Median sold price, Homestead, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 45% above the HOMESTEAD 33032 median. See the full Homestead market guide →

Paper trail

This home's history

CurrentPrice reduced to $580,000 $19K
Apr 15, 2026Listed at $599,000 · 126 days on market since
2017Built · SUMMERVILLE SUB

Reality check

What actually sold near 11669 SW 247th St

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11640 SW 243rd St, Homestead FL 33032Sold · Oct ’25

$550,000

11640 SW 243rd St, Homestead FL 33032 · same community

4 bd · 2.5 ba · 2,290 sqft · $240/sqft · 145 DOM

11623 SW 244th Ln, Homestead FL 33032Sold · Jan ’26

$510,000

11623 SW 244th Ln, Homestead FL 33032 · same community

3 bd · 2.5 ba · 2,263 sqft · $225/sqft · 126 DOM

11587 SW 246th Ter, Homestead FL 33032Sold · Dec ’25

$595,000

11587 SW 246th Ter, Homestead FL 33032 · same community

4 bd · 3 ba · 2,972 sqft · $200/sqft · 94 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11669 SW 247th St — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11669 SW 247th St — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

11669 SW 247th St FAQs

What would the monthly payment be for 11669 SW 247th St, Homestead FL 33032?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,166/mo — principal and interest, the actual property-tax bill, the $90/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11669 SW 247th St, Homestead FL 33032?+

The association fee works out to $90 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11669 SW 247th St, Homestead FL 33032?+

The most recent tax bill on record (2025) was $6,827. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 11669 SW 247th St, Homestead FL 33032 be rented short-term?+

Yes — this home sits inside Summerville, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

How does the price compare to other homes in Homestead?+

At $580,000, this home is listed about 29% above the Homestead median of $449,000. The market section on this page shows how the area is trending.

Which schools are assigned to 11669 SW 247th St, Homestead FL 33032?+

Coconut Palm K-8 Academy (elementary), Title I Migrant Education Program (), Redland Middle School (middle), Homestead Senior High School (high), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$580,000 runs 45% above the HOMESTEAD 33032 median — but at 2,575 sqft it's also 62% larger than the typical Homestead listing.

02Zoned for nightly rentals

Summerville is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

04Time on market is leverage

126 days on market against a Homestead median of 57 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $599,000, now $580,000 — a $19K cut. The full history is in the market section below.

Listing courtesy of Antilles Realty · Beatriz Navarro Goudie. MLS #A11998247.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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