101 20th St # 3302, Miami Beach FL 33139, MIAMI BEACH, FL, 33139
Active130 days on marketListed Apr 5, 2026MLS #A11995301
About this home
101 20th St # 3302, Miami Beach FL 33139
Experience luxury living at The Setai Miami Beach in this stunning 30th-floor, 2-bedroom ocean view condo. Spanning 1,209 sf, it features breathtaking ocean views through floor-to-ceiling windows. The master suite includes a king bed, a spa jetted tub, and a glass walk-in shower, while the second bedroom offers a queen bed and a fully stocked closet. The gourmet kitchen is equipped with top-of-the-line appliances. Guests enjoy access to The Setai’s exceptional amenities, including three beachfront pools, a lavish spa, an upscale restaurant, and 24- hour concierge service. Additional features include valet parking, a gym, and beach service. This condo combines elegance and comfort for an unparalleled living experience.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,213
Sqft
1
Garage
2004
Year built
$26
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$392 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$392/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SETAI RESORT & RESIDENCES
$26 vs $3,358
Days on market
130 vs 91 typical
Where $26/sqft sits among the 11 homes for sale in SETAI RESORT & RESIDENCES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside City Center
Get to know Miami Beach. See the full Miami Beach guide →
City Center — neighborhood snapshot
Population
2,842
Median age
48
Median income
$70,536
Median home value
$452,600
Avg household
2
Households w/ children
142
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami Beach market
$285K → $525K
Miami Beach median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
0 of 11
SETAI RESORT & RESIDENCES have cut their price
Median sold price, Miami Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% below the MIAMI BEACH 33139 median. See the full Miami Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 101 20th St # 3302
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$2,650,000
101 20th St # 3202, Miami Beach FL 33139 · same community
2 bd · 2 ba · 1,213 sqft · $2,185/sqft · 46 DOM
Sold · Oct ’25$3,750,000
101 20th St # 1907, Miami Beach FL 33139 · same community
2 bd · 2 ba · 1,279 sqft · $2,932/sqft · 242 DOM
Sold · Feb ’26$5,500,000
101 20th St # 3008, Miami Beach FL 33139 · same community
2 bd · 2 ba · 1,141 sqft · $4,820/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 101 20th St # 3302 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 101 20th St # 3302 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
101 20th St # 3302 FAQs
What would the monthly payment be for 101 20th St # 3302, Miami Beach FL 33139?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $392/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 101 20th St # 3302, Miami Beach FL 33139?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami Beach?+
At $32,000, this home is listed about 95% below the Miami Beach median of $649,900. The market section on this page shows how the area is trending.
Which schools are assigned to 101 20th St # 3302, Miami Beach FL 33139?+
Miami Beach Senior High School (high), Miami Beach Feinberg/Fisher K-8 (elementary), Miami Beach Nautilus Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LUXHL LLC · Jennifer Restrepo. MLS #A11995301.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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