1895 NE 118th Rd, North Miami FL 33181, NORTH MIAMI, FL, 33181
Active133 days on marketListed Apr 5, 2026MLS #A11995135
About this home
1895 NE 118th Rd, North Miami FL 33181
Nestled in the prestigious guard-gated community of Sans Souci Estates, this modern and two-story waterfront residence offers direct ocean access with no fixed bridges, an exceptional opportunity for boating enthusiasts. This elegant home features 5 bedrooms and 4 bathrooms, including two spacious primary suites thoughtfully positioned on each level for ultimate flexibility and comfort. The interiors are finished with high-end black porcelain plank flooring and a sleek kitchen, blending modern design with everyday functionality. Expansive impact windows and doors fill the home with natural light while ensuring peace of mind. Recent upgrades include a 2017 roof, 2019 dock, and a recent sea wall. The 3-zone A/C system, offers efficiency. Outdoor living is designed for both relaxation and entertaining, with a beautifully landscaped setting, a large natural stone patio, and a saltwater pool overlooking the water, perfect for enjoying Miami’s year-round sunshine. The private dock provides effortless access to the bay and ocean within minutes, ideal for seamless day-to-day boating. Ideally located just moments from Bal Harbour, beaches, fine dining, and luxury shopping, with convenient access to major highways. A rare turnkey waterfront property in one of Miami’s most desirable gated communities, offering privacy, security, and the ultimate South Florida lifestyle.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,715
Sqft
1969
Year built
$902
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$21,801 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$21,801/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs North Miami actives
$902 vs $267
Days on market
133 vs 78 typical
Where $902/sqft sits among the 365 North Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sans Souci
Get to know North Miami. See the full North Miami guide →
Sans Souci — neighborhood snapshot
Population
1,490
Median age
33
Median income
$47,228
Median home value
$284,100
Avg household
3
Households w/ children
217
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Miami market
$555K → $538K
North Miami median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
30 of 365
North Miami actives have cut their price
Median sold price, North Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1762% above the NORTH MIAMI 33181 median. See the full North Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 1895 NE 118th Rd
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$4,300,000
Nearby listing
5 bd · 6 ba · 3,783 sqft · $1,137/sqft · 1 DOM
Sold · Feb ’26$2,400,000
9800 NE 13th Ave, Miami Shores FL 33138
5 bd · 4 ba · 3,616 sqft · $664/sqft · 50 DOM
Sold · Dec ’25$3,300,000
2140 Hibiscus Cir, North Miami FL 33181
4 bd · 3 ba · 3,823 sqft · $863/sqft · 186 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1895 NE 118th Rd — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1895 NE 118th Rd — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1895 NE 118th Rd FAQs
What would the monthly payment be for 1895 NE 118th Rd, North Miami FL 33181?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $21,801/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1895 NE 118th Rd, North Miami FL 33181?+
The most recent tax bill on record (2025) was $27,703. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1895 NE 118th Rd, North Miami FL 33181?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in North Miami?+
At $3,350,000, this home is listed about 1036% above the North Miami median of $295,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1895 NE 118th Rd, North Miami FL 33181?+
North Miami Middle School (middle), David Lawrence Junior K-8 Center (elementary), Alonzo & Tracy Mourning Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$3,350,000 runs 1762% above the NORTH MIAMI 33181 median — but at 3,715 sqft it's also nearly 4 times the size of the typical North Miami listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $3,650,000, now $3,350,000 — a $300K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of The Corcoran Group · Raphael Sitruk. MLS #A11995135.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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